Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Everything always runs so smoothly,never had any pro...

Everything always runs so smoothly,never had any problems with purchasing or payment Reviewed on: 13th July 2026

Very easy to use.

Very easy to use. The pay in three instalments option is very handy, just a shame not all online retailers use it. Reviewed on: 13th July 2026

Easy to use Paypal

Wry easy to use PayPal and great fro spreading payments Reviewed on: 13th July 2026

Excellent service and great app

Excellent service and the app is really easy to use Reviewed on: 13th July 2026

Very good experience so far.

Very good experience so far.. I haven’t had a issue to date Reviewed on: 13th July 2026

I have been using PayPal

I'm useing the same review for PayPal and PayPal Credit. The reason is I have only used my PayPal credit a couple of time, and have not had any problems with it. without problensI have been using PayPal for a very long time, and whenever I’ve approached them with a problem, I’ve always received a satisfactory result. It feels safe to use, as you know your money is protected, and if the goods are not up to standard or you don’t receive them, PayPal will make sure you get your money back. The only thing I would suggest is an easier way to contact them by phone. Noteveryone can type quickly, and it can feel embarrassing if you’re a bit slow. A more accessible phone option would make things much better for many people I’ve been using PayPal for many years, and whenever I’ve had an issue, they’ve resolved it quickly and satisfactorily. It feels very safe to use, as you know your money is protected. If an item doesn’t arrive or isn’t up to standard, PayPal steps in and makes sure you get your money back. My only suggestion would be to make phone contact easier. Not everyone types quickly, and it can feel a bit embarrassing if you’re slow. A more accessible phone option would make the service even better. Reviewed on: 13th July 2026

All paypal and are working perfectly

All paypal and are working perfectly Reviewed on: 13th July 2026

Paypal is the best company by far.

Paypal is the best company by far. Reviewed on: 13th July 2026

Good experience manageable,handy and straight forward

Good experience manageable,handy and straight forward Reviewed on: 13th July 2026

Great customer service.

Great customer service. Seamless user interface. Marketing is not too pushy, and great value for money. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3855 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101298 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub