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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Was down I applied for credit and got it with ease.

Was down I applied for credit and got it with ease. Reviewed on: 28th May 2025

Great means of making payment.

I love PayPal because of the number of ways you can make payment for items. It is also very safe and the 2step verification gives me great confidence in the security of my data. Reviewed on: 28th May 2025

I love using PayPal credit

I love using PayPal credit to manage my monthly splurge purchases, the ability to pay off interest free over 4 months is great for larger purchases. I also like the ability to create payment plans if necessary to spread the cost Reviewed on: 28th May 2025

Happy with my experience using PayPal credit, would...

Happy with my experience using PayPal credit, would recommend Reviewed on: 28th May 2025

The service offered by PayPal is super simple and ef...

The service offered by PayPal is super simple and efficient Reviewed on: 28th May 2025

Great facilities, great brand great CEO

Great facilities, great brand great CEO Reviewed on: 28th May 2025

Paypal easy on your own perfect for families

I've used paypal for along as I can remember. Im also a paypal credit customer which has helped me and my family to no ends Reviewed on: 28th May 2025

PayPal has been consistently a good way of paying fo...

PayPal has been consistently a good way of paying for items , pay in 3 I've used a lot what a great service. Reviewed on: 28th May 2025

Always kind, informative whilst remaining profession...

Always kind, informative whilst remaining professional, Everything is explained in a way that you can understand, non of the jargon mumbo jumbo. Reviewed on: 28th May 2025

Useful informative easy to apply for credit quick re...

Useful informative easy to apply for credit quick responsr.7 Reviewed on: 28th May 2025

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