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PayPal: PayPal Credit reviews

4.90
Based on 111,159 reviews, last reviewed 20th May 2026
2781750% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience. Positive experience. Good customer service and ease of accessing help. Reviewed on: 20th May 2026
Flokay's avatar
Flokay

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111159)

Love the BNPL 3 and 4 month options usefull to build...

5
Love the BNPL 3 and 4 month options usefull to build on credit without paying interest. Reviewed on: 16th May 2026

I love PayPal credit, great customer service, I can...

5
I love PayPal credit, great customer service, I can collect points so you can save and convert, gives me more options in payment, using PayPal card linked to my account is useful as my other 2 Bank account cards are the same colour and I often make a transaction with hhe wrong card. Reviewed on: 16th May 2026

Good and fast response.

5
Good and fast response. More credit required Reviewed on: 16th May 2026

PayPal credit is great for emergencies and for those...

5
PayPal credit is great for emergencies and for those extra special treats purchase's Reviewed on: 16th May 2026

Excellent no complaints.

4
Excellent no complaints. Nothing more to say. Reviewed on: 16th May 2026

PayPal to the rescue

5
My phone decided to give up the ghost. I tried getting another from my provider but they no longer sold them as a newer one was on its way. So I used PayPal to get one from the manufacturer instead. It was actually a lot easier than I thought. No sooner had I answered a few questions and clicked submit, I was accepted and the phone was ordered and on its way. Reviewed on: 16th May 2026

The paypal service is just so convenient to use.

5
The paypal service is just so convenient to use. Reviewed on: 16th May 2026

Excellent service always at hand to help with any qu...

5
Excellent service always at hand to help with any questions or issues Reviewed on: 16th May 2026

The ease of making payments.

5
The ease of making payments. PayPal credit and the option to pay within four months interest free is a game changer. Also, the refund policy and buyer protection gives one confidence when paying with PayPal. Although I have not had to use that. Reviewed on: 16th May 2026

Good job Paypal

5
PayPal credit helped tide me over! Grateful. Reviewed on: 16th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review