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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176462)

I have found it a very useful and convenient way to...

5
I have found it a very useful and convenient way to make purchases that I wouldn’t otherwise be able to do. I would highly recommend Reviewed on: 9th July 2026

Seamless transactions, issues resolved addicutly

5
Seamless transactions, issues resolved addicutly Reviewed on: 9th July 2026

I like using my PayPal as it makes me safe when payi...

5
I like using my PayPal as it makes me safe when paying for my purchases or services. Reviewed on: 9th July 2026

Great product, used for various purchases

5
Great product, used for various purchases Reviewed on: 9th July 2026

All good

5
I have never had to contact, everything has been smooth. My limits are only increased when I approve and my payments are always secure Reviewed on: 9th July 2026

Prompt service, easy to use,great benefits

5
Prompt service, easy to use,great benefits Reviewed on: 9th July 2026

Great service, never had any issues

5
Great service, never had any issues Reviewed on: 9th July 2026

Safe ,fast and reliable.

5
Safe ,fast and reliable...I have been using for a while, it us very high standard for me Reviewed on: 9th July 2026

Had some issues and contacted customer service they...

5
Had some issues and contacted customer service they was very responsive and helpful. Reviewed on: 9th July 2026

Very happy with my PayPal when didn't receive an ite...

5
Very happy with my PayPal when didn't receive an item was refunded in full after their investigation. Reviewed on: 9th July 2026

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