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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy Way to Use Money

Very helpful to use, and easy to get in touch with staff with questions and queries! Reviewed on: 13th July 2026

Paypal makes my checkout experience from various sit...

Paypal makes my checkout experience from various sites a breeze Reviewed on: 13th July 2026

Excellent service

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and it’s been really useful for managing larger purchases…. The flexibility to spread the cost of payments has made budgeting much easier, and the online account is simple to use. Everything is clear and easy to manage, and I’ve found the service reliable whenever I’ve needed it. Overall, I’m very happy with PayPal Credit and would definitely recommend it to anyone looking for a convenient and flexible way to pay. Reviewed on: 13th July 2026

Really good , I have had no issues

Really good , I have had no issues Reviewed on: 13th July 2026

Always happy with PayPal services

Always happy with PayPal services Reviewed on: 13th July 2026

Purchase issues

PayPal have been amazing dealing with issues for any purchase disagreements I’ve had excellent service Reviewed on: 13th July 2026

Fantastic experience with paypal

Fantastic experience with paypal Reviewed on: 13th July 2026

Excellent customer support particularly with problem...

Excellent customer support particularly with problematic retailers. Reviewed on: 13th July 2026

The ease of paying and setting up monthly payments w...

The ease of paying and setting up monthly payments with affordable prices. Reviewed on: 13th July 2026

The service is easy to use

The service is easy to use, payments are processed quickly and I feel confident that my transactions are secure Reviewed on: 13th July 2026

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