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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Great experiences, good customer services.

Great experiences, good customer services. Reviewed on: 28th May 2025

The benefits of PayPal.

The convenience of having all my cards linked to PayPal is beyond outstanding. Additionally a PayPal credit line is invaluable when it comes to unexpected expenses. Reviewed on: 28th May 2025

Extremely easy to be use.

Extremely easy to be use. Never had an issue with paypal. Would highly recommend Reviewed on: 28th May 2025

A very straightforward service and all info provided...

A very straightforward service and all info provided clearly Reviewed on: 28th May 2025

Easy to use, good quality service

Very easy to use, works most places, offers a good range of services and clearly communicates the cost of using things like credit etc. Reviewed on: 28th May 2025

Good credit provider - well designed banking app, cl...

Good credit provider - well designed banking app, clear information on the website and easy to understand personalised updates via email/statements Reviewed on: 28th May 2025

Don't just pay, PayPal!

Whenever I do business with any suppliers I only use PayPal as it easier and safer to pay through PayPal. Reviewed on: 28th May 2025

Happy with the Service

I have never had to reach out to PayPal for any problems. Reviewed on: 28th May 2025

Good for spread payment and secured

Good for spread payment and secured Reviewed on: 28th May 2025

Helpful customer service when needed

Helpful customer service when needed Reviewed on: 28th May 2025

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