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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Am very happy using pay pal credit To cover most of...

Am very happy using pay pal credit To cover most of my payments and especially above 100 £ is 4 month interest free.i recommend to all the pay pal. Is most secure way of payment expecially in Uk. Reviewed on: 28th May 2025

Flexible ways to make purchases clear options and fe...

Flexible ways to make purchases clear options and fees, zero interest, if paid within a period, pay in 3 all these things help spread costs and help with larger purchases. Reviewed on: 28th May 2025

paypal credit is great it helps you pay later

paypal credit is great it helps you pay later Reviewed on: 28th May 2025

PayPal protection

PayPal protection is very important to me and has been useful on a couple of occasions. Reviewed on: 28th May 2025

Great customer service and a very easy to use app.

Great customer service and a very easy to use app. Reviewed on: 28th May 2025

It's been a flexible way of paying over time!

It's been a flexible way of paying over time! Reviewed on: 28th May 2025

Never disappointed me.

Never disappointed me. Using paypal over 10 years never have any issues Reviewed on: 28th May 2025

Paypal is reliable and professional,never disappoint...

Paypal is reliable and professional,never disappoints over many years of service Reviewed on: 28th May 2025

Quick and easy payments and no stress paying the mon...

Quick and easy payments and no stress paying the money back each month. Reviewed on: 28th May 2025

Revolutionary

PayPal has transformed the way I shop. Instant access to funds, sending and transferring is seamless.gone are the days of remembering long card numbers. Reviewed on: 28th May 2025

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