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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,250 reviews, last reviewed 20th May 2026
2785750% increase in 5 star reviews
in the past 90 days
8150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Number one Overall experience with PayPal has been excellent Reviewed on: 20th May 2026
Steve C's avatar
Steve C

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026
Hana's avatar
Hana
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111250)

Paypal credit helps your finances

4
PayPal credit is a great way of raising your credit score, which is very good in terms of financial development. It also allows you to pay for products online with easy and also when you urgently need to purchase for a product and have no funds at that moment. Also, PayPal credit allows you to pay it fully in 12 instalments what for the used credit. Reviewed on: 17th May 2026
Suzana Penedo's avatar
Suzana Penedo

Paypal here to help

5
Available when i needed the most Reviewed on: 17th May 2026
Ltsharon 's avatar
Ltsharon

PayPal credit has been a great option to pay for a p...

5
PayPal credit has been a great option to pay for a purchase over time, it gives you the ease in spending on a larger purchase - Paypal are a great credit option - one I will always go back to using over any other Reviewed on: 17th May 2026
Chloe S's avatar
Chloe S

Use it most times.

5
Never had an issue, it’s quick and easy to pay on PayPal with flexible options. Reviewed on: 17th May 2026
Becky W's avatar
Becky W

Love the interest free option and everything is stra...

5
Love the interest free option and everything is straight forward. Much better than dealing with banks. It’s hassle free. Reviewed on: 17th May 2026
Lorna G's avatar
Lorna G

Easy way to pay, easy app to use.

5
Easy way to pay, easy app to use. Kept abreast of any activity relating to account. Reviewed on: 17th May 2026
Craig D's avatar
Craig D

I love the tips he always give us.

5
I love the tips he always give us. Reviewed on: 17th May 2026
M ALI's avatar
M ALI

Easy to apply and pay with well known name

5
Easy to apply and pay with well known name Reviewed on: 17th May 2026
Clare's avatar
Clare

Great way to spread costs.

5
Great way to spread costs. Easy to track payments. Reviewed on: 17th May 2026
Clare P's avatar
Clare P

GoodI'm happy to do PayPal good for me thank you for...

5
GoodI'm happy to do PayPal good for me thank you for the stairs and the UK Reviewed on: 17th May 2026
basem A's avatar
basem A

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