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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176552)

Very very very very very very very very very very good.

Very very very very very very very very very very good. Reviewed on: 9th July 2026

Good for pay in 3

Interest rates if you don’t pay off high Reviewed on: 9th July 2026

Do recommend PayPal

Received a quick response via email and over the telephone Reviewed on: 9th July 2026

Very helpful in my life.

Very helpful in my life. I will share this with my friends and family as it really benefits one’s life. Reviewed on: 9th July 2026

Excellent service. Thanks.

I have been with PayPal for more the 10 years and all good. Excellent service. Reviewed on: 9th July 2026

Never had a problem easy access and it's been a grea...

Never had a problem easy access and it's been a great banking experience for me. Highly recommend to all internet bankers. Would be good if they offered a bigger credit limit to begin with. PayPal is my online shopping option. Reviewed on: 9th July 2026

PayPal my go to form purchases and reliability.

I found PayPal to be easy to use, reliable and safe. Regularly use for purchases and payment plans. Reviewed on: 9th July 2026

PayPal is a good reputable name for providing credit.

PayPal is a good reputable name for providing credit. Reviewed on: 9th July 2026

One Less Thing to Worry About

It’s really helpful and less stressful when spreading yhd cost. It has prevented me having panic symptoms when I know I can manage my money and enjoy gifts to myself and others Reviewed on: 9th July 2026

My trusted safe way to pay.

My trusted safe way to pay. Excellent customer service response when needed. Highly recommend. Reviewed on: 9th July 2026

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