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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Great to use only downside I found is trying to find...

Great to use only downside I found is trying to find my monthly outgoing details Reviewed on: 28th May 2025

Very rare to have any problem and the once it happen...

Very rare to have any problem and the once it happened they resolved it effectively. Reviewed on: 28th May 2025

The top patient, helpful and fast service from pay pal.

The top patient, helpful and fast service from pay pal. I so many love that. :) Reviewed on: 28th May 2025

Generally good.

Generally good. Used most of time to paying Reviewed on: 28th May 2025

Reliable when required

Pay in 3 available when required , fast payment connections Reviewed on: 28th May 2025

Easy to use technology

Simple fast and Easy to use app. I highly recommend them. Reviewed on: 28th May 2025

Extra help

When money is a little low at the end of the month, and we need to make a bigger purchase ( birthdays, special occasions ) then we use paypal credit or paypal pay in three. It is very helpfull. Reviewed on: 28th May 2025

Paypal Credit is a 'go to' choice for payments

Paypal Credit has always been easy to use, minimal fuss and quick decisions. Reviewed on: 28th May 2025

As a 3rd party payment it cant be faulted

As a 3rd party payment it cant be faulted Reviewed on: 28th May 2025

Paper is keeping you money safe

Lately I became a victim of scam and I ask PayPal to step in which they did and they successfully get my money back I'm really grateful Reviewed on: 28th May 2025

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