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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176616)

Very reliable.

Very reliable. Have been using PayPal for more than 13 years. Reviewed on: 9th July 2026

Very easy to use.

Very easy to use. It helps you to break down the cost. Reviewed on: 9th July 2026

Always easy to access and flexible deals

Always easy to access and flexible deals Reviewed on: 9th July 2026

Give it a go you won’t be disappointed

Been using PayPal now for years more than I can remember. App is easy to use and customer service is great! Pay in 3 is a good advantage though the PayPal credit is like getting a large loan even if only for a small amount. Overall I recommend it and find it easy and simple to use. Reviewed on: 9th July 2026

PayPal simply just works.

PayPal simply just works. Great for spreading out payments interest free with their pay in three options, and so easy to spend online securely and safely. Reviewed on: 9th July 2026

Interactive and intuitive, easy to navigate

Interactive and intuitive, easy to navigate Reviewed on: 9th July 2026

I have experience using PayPal to send and receive p...

I have experience using PayPal to send and receive payments, manage online transactions, issue refunds when needed, and monitor payment records. I’m familiar with PayPal’s security features, dispute resolution process, and linking bank accounts or cards for secure transactions. Reviewed on: 9th July 2026

Splendid.

Splendid. It has been a very great and wonderful experience. Very efficient and reliable Reviewed on: 9th July 2026

Excellent Transactions always.

Excellent Transactions always. I am very confident with PayPal credit. Reviewed on: 9th July 2026

PayPal has made online payments quick and easy for me.

PayPal has made online payments quick and easy for me. I like how secure it feels and how widely it’s accepted. Sending and receiving money is straightforward, and I’ve had a positive experience using it. Overall, it’s a reliable service that I’d recommend. Reviewed on: 9th July 2026

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