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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Easy and clear to use, definitely recommend

Really simple to use with clear instructions and directions. I’ve been using PayPal for years and I wouldn’t use anything else to help purchases from websites such as eBay, Depop, Vinted etc. I know if something goes wrong or I get scammed PayPal helps. Communication and customer service is excellent. Reviewed on: 13th July 2026

Makes my life simpler, especially as a busy mum

Makes my life simpler, especially as a busy working mum and freelancer. It's the default payment method now for almost every send and receive. Thank you PayPal, only voted neutral on customer service as I haven't had to call you! Reviewed on: 13th July 2026

I using this for credit when I use PayPal it’s give...

I using this for credit when I use PayPal it’s give more points Reviewed on: 13th July 2026

Always easy to use, transactions are smooth with no...

Always easy to use, transactions are smooth with no fuss Reviewed on: 13th July 2026

Smart & Cool

Very cool way to use. It’s convenient and easy! Thanks. Reviewed on: 13th July 2026

Excellent service.

Excellent service. It is safe to use. Reviewed on: 13th July 2026

I love using Paypal Credit.

I love using Paypal Credit. It's really convenient for making larger payments and having 4 months to clear the balance. Reviewed on: 13th July 2026

I've had an excellent experience with PayPal Credit.

I've had an excellent experience with PayPal Credit. The application process was quick and straightforward, and the account was easy to set up, The online account management is simple to use, payments are easy to make, and I always receive clear reminders and statements. All in all its really helped in everyday life and i would recommend to friends. Reviewed on: 13th July 2026

good experience.

good experience. very easy to use. Reviewed on: 13th July 2026

It is easy to use and secure and reliable

It is easy to use and secure and reliable Reviewed on: 13th July 2026

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