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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176703)

Great services

5
Paypal has always been extremely helpful with a couple of disputes over the8 years. The services are easy to use and the choice for paying in 3 interest free payments has been fantastic Reviewed on: 10th July 2026

Great customer care

4
Usually response is within a few hours. Easy to use and easy to pay off early. Reviewed on: 10th July 2026

Reliable most of the time

5
It always available as long as your within the borrow balance. It quick and it even halp you follow you parcel journey sometimes. Only issue is can be used on scamming sites too, you are refunded when this happens but not all your moneys. Reviewed on: 10th July 2026

Feeling safe in every transaction

5
Feeling safe in every transaction is essential in today’s world and PayPal always assures this. With PayPal credit I’m always able to quickly choose a variety of ways to pay to suit my personal needs, a great platform always enhancing in this changing world. Reviewed on: 10th July 2026

PayPal is excellent and reliable.

5
PayPal is excellent and reliable. Very happy with it. Reviewed on: 10th July 2026

I’ve always been satisfied with PayPal Credit, not h...

5
I’ve always been satisfied with PayPal Credit, not had any problems. Reviewed on: 10th July 2026

It easy to shop and pay with pay pal app the easy wa...

5
It easy to shop and pay with pay pal app the easy way to pay anything l would like to buy.to compared with other app i use for me pay pal is the best so far. Reviewed on: 10th July 2026

Great love paypal pay in 3.

5
Great love paypal pay in 3. Great service and support Reviewed on: 10th July 2026

I used paypal.

5
I used paypal. It's a good way pay for your daily expenses. I prefer paypal over all other platforms. Reviewed on: 10th July 2026

Helps me pay off purchases so much easier in install...

5
Helps me pay off purchases so much easier in installments Reviewed on: 10th July 2026

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