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PayPal: PayPal Credit reviews

4.90
Based on 111,315 reviews, last reviewed 20th May 2026
2788650% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Whenever I've rang, I've spoken to very helpful peop... Whenever I've rang, I've spoken to very helpful people and never had to wait too long in a queue. Reviewed on: 20th May 2026
Teri Davies's avatar
Teri Davies

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111315)

Brilliant

5
Never had a problem with PayPal secure and safe to use Reviewed on: 17th May 2026

Easy and flexible

5
The interest rate is low compared to my credit card and the times I’ve spoken to customer service have been very easy. I also like the flexibility in ways to pay my balance. Reviewed on: 17th May 2026

Quick responses to any queries I have had

5
Quick responses to any queries I have had Reviewed on: 17th May 2026

PayPal has good options like pay in 3 or PayPal cred...

5
PayPal has good options like pay in 3 or PayPal credit pay in 4. Reviewed on: 17th May 2026

Easy to use spreads the cost trackable

5
Easy to use spreads the cost trackable Reviewed on: 17th May 2026

Brilliant staff that helped me when I fell behind.

5
Brilliant staff that helped me when I fell behind. Felt like they genuinely tried to help rather than extort me. Reviewed on: 17th May 2026

Secure and Smooth Transactions

5
My overall experience with PayPal has been very good. The platform is easy to use, secure, and reliable, and it has consistently made my online transactions smooth and stress‑free. Reviewed on: 17th May 2026

Very helpful easy to use, I have been a PayPal custo...

5
Very helpful easy to use, I have been a PayPal customer for 10 years and I have never had any issues. Reviewed on: 17th May 2026

I love PayPal.

5
I love PayPal. Great company. Excellent service Reviewed on: 17th May 2026

PayPal is easyThe process is easy and seamless

5
The process is easy and seamless Reviewed on: 17th May 2026

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