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PayPal: PayPal Credit reviews

4.73
Based on 181,139 reviews, last reviewed 1st Sep 2026
11% decrease in 5 star reviews
in the past 90 days
2% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026
caitlin's avatar
caitlin

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181139)

I love the PayPal credit card, it gives me the freed...

5
I love the PayPal credit card, it gives me the freedom to buy what I need without worrying of the repayment Reviewed on: 13th July 2026

reciving better and safe service.

4
reciving better and safe service. Reviewed on: 13th July 2026

They are very good and reliable, solve problem very...

5
They are very good and reliable, solve problem very faster. Reviewed on: 13th July 2026

Love paypal, have done for years :)

5
Love paypal, have done for years. The flexibility is great with options of pay in 3 and the credit card ! Reviewed on: 13th July 2026

A really good experience with PayPal Credit.

5
A really good experience with PayPal Credit. It helps me purchase larger items and spread the cost. Easy to use, no hiccups. Reviewed on: 13th July 2026

l a number of years and always feel safe and secure..

5
Have used PayPal a number of years and always feel secure using this payment methods Reviewed on: 13th July 2026

Quick efficient and safe way to purchase and send fi...

5
Quick efficient and safe way to purchase and send finances Reviewed on: 13th July 2026

PayPal credit

4
It's really good and I would recommend it to anyone Reviewed on: 13th July 2026

Great service, would highly recommend

5
Great service, would highly recommend this to everyone I know! I use this frequently and it’s a great help and easy to use :) Reviewed on: 13th July 2026

My money is safe and protected by PayPal.

5
I had 2 bigger scam payments done through my pay pal credit account.I contacted to the costumer services and every time they have been helpful and sorted my scam payments and I have received my money back from PayPal in 2 days. I was feeling so released and relaxed after this stress happened to me. Reviewed on: 13th July 2026

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