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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176792)

Easy, convenient, helps me make more of my money.

Easy, convenient, helps me make more of my money. Reviewed on: 10th July 2026

Message about usage

Great for pay in 3 and low credit repayments, but a message to say these options are currently disabled if I haven't made my payment yet would be beneficial as its annoying if i get to check out and doesn't work Reviewed on: 10th July 2026

Excellent Experience with PayPal

Financial transactions with PayPal are easy and very secure. Staff are always helpful. Very professional Reviewed on: 10th July 2026

PayPal Credit has been so helpful for me, when money...

PayPal Credit has been so helpful for me, when money was tight, PayPal Credit gave the option to split into 3 payments interest free! Reviewed on: 10th July 2026

Easy to to navigate.

Easy to to navigate.Love the reward for spending money Reviewed on: 10th July 2026

I find PayPal credit so efficient.

I find PayPal credit so efficient. I also love the fact that for payments above £99, I pay 0% interest for four months. No hidden fees. I also enjoyed a £20 bonus off my pay in 3 when I signed up for PayPal credit. Reviewed on: 10th July 2026

convenient and helpful, widespread availability

It is very convenient and helpful being able to use paypal credit for lots of different retailers Reviewed on: 10th July 2026

Seamless user friendly process.

Seamless user friendly process. Intuitive for the most part ... Minor challenge when setting up payments Reviewed on: 10th July 2026

The words that i......goooddddddddd

The words that i. CAn say is...pay pal is a so good Reviewed on: 10th July 2026

A nightmare to contact.

A nightmare to contact. Payments take forever to leave your bank account, extra money taken without consent. Will avoid in future Reviewed on: 10th July 2026

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