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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176853)

It gives great flexibility and allows you to manage...

It gives great flexibility and allows you to manage your finances without stress. Everything can be managed in the app so everything is easy to keep track of. Reviewed on: 10th July 2026

Used PayPal for years, couldn't live without it

Used PayPal for years, couldn't live without it Reviewed on: 10th July 2026

Paypal has always been helpful for me, be it being m...

Paypal has always been helpful for me, be it being my number one way to transfer money to friends, oe to recieve money for my work, its amazing, and paypal credit really has helped me immensely Reviewed on: 10th July 2026

Paypal has been great.

Paypal has been great. Enjoying the service. Reviewed on: 10th July 2026

Everytime safe and easy to work with and the best wa...

Everytime safe and easy to work with and the best way overall to buy. Did I say safe? Reviewed on: 10th July 2026

Good credit option, loving the few months with no APR!

Good credit option, loving the few months with no APR! Reviewed on: 10th July 2026

Best go to credit

Credit can benefit more if it's 6 months instead of 4 Reviewed on: 10th July 2026

Safe, secure and flexible

PayPal has always been really useful for paying especially with the protection that comes from using it. I haven't had to use customer service so I cannot comment on this. I have found it quite difficult to change my name on PayPal once I got married. This process could be easier Reviewed on: 10th July 2026

Easy to apply and manage.

Easy to apply and manage. Can apply in seconds, good option instead of Klarna, 0% interest in the first few months. However after this period interest is quite high. Even though it's easy to manage through paypay app, customer service is not the most helpful. Reviewed on: 10th July 2026

Ease of use , reminders when payment due , offers 4...

Ease of use , reminders when payment due , offers 4 months interest free Reviewed on: 10th July 2026

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