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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

My money is safe and protected by PayPal.

I had 2 bigger scam payments done through my pay pal credit account.I contacted to the costumer services and every time they have been helpful and sorted my scam payments and I have received my money back from PayPal in 2 days. I was feeling so released and relaxed after this stress happened to me. Reviewed on: 13th July 2026

I find the app difficult to follow on the statements...

I find the app difficult to follow on the statements Reviewed on: 13th July 2026

Pay pals

Very helpful with scammers and credit options are good too Reviewed on: 13th July 2026

Excellent, trackable payment options

Easy to use app, good security, various payment options, great response if orders have to be cancelled, quick refunds given if needed Reviewed on: 13th July 2026

So easy to set up and use, makes online shopping eas...

So easy to set up and use, makes online shopping easier! Quicker! And gives a great opportunity to buy the more expensive items with “buy in three”! Great stuff. Reviewed on: 13th July 2026

Very easy to use app, customer services easy to conn...

Very easy to use app, customer services easy to connect and excellent service. Reviewed on: 13th July 2026

Easy peasey

Safe and convenient. Say no more Reviewed on: 13th July 2026

Easy to use.

Easy to use. Get notification of upcoming payments that are due Reviewed on: 13th July 2026

PayPal user for many years.

PayPal user for many years. Helpful. Professional and prompt. Excellent company superb service. Reviewed on: 13th July 2026

Good service

Really good service and peace of mind Reviewed on: 13th July 2026

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