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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132673 reviews)

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4.74

Based on 132,673 reviews, last reviewed 10th Jun 2026

3767900% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit works brilliantly for us. PayPal credit works brilliantly for us. We always pay before interest charges apply and it’s great for unexpected bills like some work we had to have ... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132673)

PayPal is clear

Makes my life so much easier and hassle free, I use PayPal for absolutely everything now Reviewed on: 9th June 2026

I have never had any issues and any questions I have...

I have never had any issues and any questions I have get answered straight away Reviewed on: 9th June 2026

Any issues are dealt with quickly and efficiently.

Any issues are dealt with quickly and efficiently. Online site is so easy to use with a multitude of useful information. PayPal credit is an excellent way of getting what you want when you want it and as long as payment is made within the interest free period no interest is incurred Reviewed on: 9th June 2026

Great Service

It is reliable and life saver. Customer service is supportive. Reviewed on: 9th June 2026

.Excellent credit company.

I have always being having problem free experience with PayPal Credit therefore I recommend it to all my family and friend. Reviewed on: 9th June 2026

PayPal is you finances best from

My PayPal experience has been good so far. I think app makes it super easy to keep track of the credit you’re using and also PayPal also keep in touch when the 0% credit is nearing its end so it give you the opportunity to settle your balance or certainly make payments towards it. Reviewed on: 9th June 2026

Payback options are affordable

Easy to use. Quick decision and feed back. Pay back options are affordable and time scales to pay back intrest free credit is good Reviewed on: 9th June 2026

Easy and secure with instant access

Easy and secure with instant access Reviewed on: 9th June 2026

Great customer service

Great customer service, however for me personally, I find the paypall app a bit confusing. Reviewed on: 9th June 2026

PayPal is very easy to use.

PayPal is very easy to use. Would recommend to anyone Reviewed on: 9th June 2026

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