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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

A really good experience with PayPal Credit.

A really good experience with PayPal Credit. It helps me purchase larger items and spread the cost. Easy to use, no hiccups. Reviewed on: 13th July 2026

l a number of years and always feel safe and secure..

Have used PayPal a number of years and always feel secure using this payment methods Reviewed on: 13th July 2026

Quick efficient and safe way to purchase and send fi...

Quick efficient and safe way to purchase and send finances Reviewed on: 13th July 2026

PayPal credit

It's really good and I would recommend it to anyone Reviewed on: 13th July 2026

Great service, would highly recommend

Great service, would highly recommend this to everyone I know! I use this frequently and it’s a great help and easy to use :) Reviewed on: 13th July 2026

My money is safe and protected by PayPal.

I had 2 bigger scam payments done through my pay pal credit account.I contacted to the costumer services and every time they have been helpful and sorted my scam payments and I have received my money back from PayPal in 2 days. I was feeling so released and relaxed after this stress happened to me. Reviewed on: 13th July 2026

I find the app difficult to follow on the statements...

I find the app difficult to follow on the statements Reviewed on: 13th July 2026

Pay pals

Very helpful with scammers and credit options are good too Reviewed on: 13th July 2026

Excellent, trackable payment options

Easy to use app, good security, various payment options, great response if orders have to be cancelled, quick refunds given if needed Reviewed on: 13th July 2026

So easy to set up and use, makes online shopping eas...

So easy to set up and use, makes online shopping easier! Quicker! And gives a great opportunity to buy the more expensive items with “buy in three”! Great stuff. Reviewed on: 13th July 2026

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