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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Paypal is like having a safety net to rely on.

Paypal is like having a safety net to rely on. When I am a bit short of readies for a larger purchase that I need, I can pay in 3 interest-free payments. Sorted. I can transfer money safely to another person, using PayPal, if I don't want them to have my bank details. Simple. Everybody should download the app, and make their lives easier. Reviewed on: 28th May 2025

Helpful tools to help manage budget and pay over a f...

Helpful tools to help manage budget and pay over a few months. Reviewed on: 28th May 2025

Perfection

Always helpful always with that simple perfection with strawberries on top & clotted cream my favourite Reviewed on: 28th May 2025

Bad experience.

Bad experience. Because there is no proper statement. Also, when I receive refund PayPal does not add money to the account and says that it takes 1-2 months. Really looks like a fraud to me. Reviewed on: 28th May 2025

I like to use PayPal- is easy,fast and quick.

I like to use PayPal- is easy,fast and quick. I like PayPal credit as well Reviewed on: 28th May 2025

I love shopping with PayPal.

I love shopping with PayPal. I can pay in 4 installments, I feel safe paying with the PayPal app. Reviewed on: 28th May 2025

Best Retaile, 4 mouth with o % Best way to do shoppi...

Best Retaile, 4 mouth with o % Best way to do shopping and to buy a holiday when you don't have the all the money. Reviewed on: 28th May 2025

I use PayPal for the majority of my transactions and...

I use PayPal for the majority of my transactions and it's always been well managed and streamlined providing me with assurances of my purchase. Getting a hold of someone was also straight forward in one instance where I had to dispute a payment Reviewed on: 28th May 2025

It really quick and secure checkout

It really quick and secure checkout Reviewed on: 28th May 2025

Paypal has really helped me build my credit score

Paypal has really helped me build my credit score, and I feel really grateful that I was able to use this service to help my finances ! Reviewed on: 28th May 2025

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