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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

PayPal perfectly protecting purchases

Your always protected when using PayPal should you have problems with retailers. Whether items are damaged or lost in transit you can guarantee that PayPal will intervene to find suitable outcomes to resolve the problems. Reviewed on: 13th July 2026

So easy to use and service is always excellent if yo...

So easy to use and service is always excellent if you need any help Reviewed on: 13th July 2026

Interesting free payments paid in three instalments

I find that splitting a lager purchase into three interest free payments very helpful. Reviewed on: 13th July 2026

Ive had a great experience with this.

Ive had a great experience with this. Been very helpful Reviewed on: 13th July 2026

PAYPAL MY PAL

I recently had a fantastic experience with PayPal Credit. Their customer service over the phone was excellent, with staff who were both professional and genuinely helpful. They provided great support in managing my account, making the whole process smooth and stress-free. PayPal has truly been my pal throughout this experience, and I’m very impressed by the level of care and efficiency they offer. Reviewed on: 13th July 2026

Excellent customer service

I have had a few supplier queries that I have requested help with refund or faulty items. Almost instantly, queries resolved . Excellent always use PayPal for buying . Reviewed on: 13th July 2026

Simple and Secure

Makes paying for things online so much easier and is so much more secure than giving my card details to loads of retailers Reviewed on: 13th July 2026

Well, being able to use various methods of payments...

Well, being able to use various methods of payments ( payment in 3, % payment or 30 days payment option) Reviewed on: 13th July 2026

I've used PayPal for years , simply because I feel i...

I've used PayPal for years , simply because I feel its a safer way to pay .If i see a transaction that looks suspicious I know if I contact PayPal they will get it sorted swiftly. I often pay by PayPal in three installments for a big purchase and I have found this very useful, us PayPal always send a reminder when I have an upcoming payday which I have found useful. Reviewed on: 13th July 2026

They get everything right..

PayPal is extremely well established, simple to use and now offers a decent rewards program. Their trustworthiness and compatibility with most retailers makes them my go-to funding source. Reviewed on: 13th July 2026

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