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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,711 reviews, last reviewed 10th Jun 2026
3769500% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & convenient Easy & convenient no hassle lending Reviewed on: 10th June 2026
John 's avatar
John

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132711)

Everything on my mobile phone...

5
Everything was managed on my mobile phone, which was straight forward and simple.l had one query which was answered by PayPal customer service line, who answered the call quickly and were extremely helpful. Reviewed on: 9th June 2026
John B's avatar
John B

I find PayPal and PayPal credit easy to use.

5
I find PayPal and PayPal credit easy to use. The one thing I have noticed is that when using PayPal with my current account, the money isn’t taken out quickly… sometimes a week later. It would be good if that was a quicker process. Reviewed on: 9th June 2026
Dawn B's avatar
Dawn B

Easy to use

5
I needed to buy 5x long haul airplane tickets, using the PayPal's credit feature was easy with excellent repayment terms. Reviewed on: 9th June 2026
KyleB's avatar
KyleB

Good communication and they’re on your side

5
PayPal have always been great at reclaiming money from any fraudulent sellers. The communication has always been easy with them and the cost of credit has always been manageable for me Reviewed on: 9th June 2026
JW's avatar
JW

A Seamless Experience

5
No issues so far - a seamless experience - especially when the customer services team sorted out a recent issue involving a sunglasses scam with a refund being offered. Reviewed on: 9th June 2026
Tom Evans's avatar
Tom Evans

Very convenient and easy to use saves time and money.

5
Very convenient and easy to use saves time and money. Makes booking transport holidays and hotels easy Reviewed on: 9th June 2026
Mark A's avatar
Mark A

PayPal credit is helpful

5
I like to use the credit facility because it gives 4 months interest free and allows me to spread the cost of large purchases. Also the app makes it convenient. Reviewed on: 9th June 2026
Bobby's avatar
Bobby

Always here to help

5
I have been with PayPal for years and I have never had any complaints, always there to help Reviewed on: 9th June 2026
HJ's avatar
HJ

PayPal credit really useful for spreading out the cose.

5
I find PayPal credit really useful for spreading out the cost and knowing that my payments are secure. Reminders over email are handy but more useful via text. Reviewed on: 9th June 2026
Sarah R's avatar
Sarah R

I use PayPal last 7 year I’m very happy with PayPal...

5
I use PayPal last 7 year I’m very happy with PayPal service fast and easy excellent service Reviewed on: 9th June 2026
Iranian dar s's avatar
Iranian dar s

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