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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,856 reviews, last reviewed 10th Jun 2026
3775800% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe tool for online shopping. Safe tool for online shopping. Always providing good customer service with helping and informed collaborators. Reviewed on: 10th June 2026
Tiago Alves's avatar
Tiago Alves

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132858)

Payplan is always given me good service

5
Payplan is always given me good service Reviewed on: 9th June 2026
Kaddy Taal's avatar
Kaddy Taal

I love paypal its so easy to spread payments i use i...

5
I love paypal its so easy to spread payments i use it alot on me an my kids Reviewed on: 9th June 2026
Annette Kingsbury's avatar
Annette Kingsbury

I love paypal its so easy to spread payments i use i...

5
I love paypal its so easy to spread payments i use it alot on me an my kids Reviewed on: 9th June 2026
Annette Kingsbury's avatar
Annette Kingsbury

A hidden gem that has given me a new way to buy online.

5
I was originally unsure about using PayPal credit, I’d never had a credit card before and was concerned about starting up online credit, but it has been a bloody blessing. It’s allowed me to be able to purchase things I normally wouldn’t be able to, and has helped me afford things I need as a disabled person. I use both the PayPal pay in 3 and PayPal credit, mainly using it on orders over £99 as that gives me 4 months to pay with 0% interest, something that I have never seen with a traditional credit card. I honestly couldn’t recommend it enough, my family is now also using it when shopping online. Reviewed on: 9th June 2026
SaveAPenny's avatar
SaveAPenny

Have used paypal credit for years to help me with a...

5
Have used paypal credit for years to help me with a number of purchases. Pay in 3 and pay later at 0% within 4 months are great options Reviewed on: 9th June 2026
Acer N's avatar
Acer N

Fantastic experience everytime, love it

5
Fantastic experience everytime, love it Reviewed on: 9th June 2026
Ashley Kirtley's avatar
Ashley Kirtley

I would recommend PayPal, I have no problems whatsoe...

5
I would recommend PayPal, I have no problems whatsoever using PayPal Reviewed on: 9th June 2026
Danielle 's avatar
Danielle

Easy to use !

5
PayPal is easy to use for me and the app makes it simple to manage everything in one place. I really like the new improvements. Also the PayPal credit cards is great as it comes with 4 month free interest, which I think should give you enough time to pay it back. Over all I highly recommend PayPal !! Reviewed on: 9th June 2026
Yordanos's avatar
Yordanos

Reliable and Convenient for Online Payments

5
I have been using PayPal for years for all my online shopping and it never disappoints. It’s incredibly easy to use, and I love that I can check out securely without ever having to share my credit card details directly with new merchants. Highly recommended for safe transactions!! Reviewed on: 9th June 2026
Pratibha M's avatar
Pratibha M

I have used PayPal for years.

5
I have used PayPal for years. I find it very convenient especially when I’m buying things on line. The credit option is very useful when buying more expensive items allows me to spread the cost. Reviewed on: 9th June 2026
Simon Butler's avatar
Simon Butler

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