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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133052 reviews)

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4.74

Based on 133,052 reviews, last reviewed 10th Jun 2026

3784750% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal! I always use PayPal to make payments where I can and it has always been super easy and efficient. I use the PayPal credit feature regularly which they... Read more Reviewed on: 10th June 2026

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133052)

No matter what problems you have customer service d...

No matter what problems you have customer service don't rest till its sorted Reviewed on: 9th June 2026

Accessible

Reliable service.... Accessible to different companys like ebay... argos etc... Reviewed on: 9th June 2026

PayPal second to none

I’ve been using PayPal for more than 10 years and I find the platform very secure and easy to navigate. I love using PayPal credit which allows me to make payments over 4 months with no extra interest. The customer service is excellent and I can always count on the PayPal team when I am unsure of how to proceed when issues arise. Reviewed on: 9th June 2026

I’ve used PayPal credit many times, often to take ad...

I’ve used PayPal credit many times, often to take advantage of the four months interest free which provides great flexibility for larger purchases. Reviewed on: 9th June 2026

PayPal user for over 20 years

I have been using PayPal since around 2002 for most of not all online payments. The security has been extremely secure in all these years I have always been confident in my personal information being private. When in comes to customer service PayPal excels to high standards with money back garentee for every single purchase that is made through them. Now with PayPal+ the we have the bonus of using it locally is great also earning points for cashback on all spends is even wonderful. Reviewed on: 9th June 2026

Very easy and reliable checkout option.

Very easy and reliable checkout option. Easy to pay back aswell. Reviewed on: 9th June 2026

I have used paypal for years

I have been using paypal for years. I have never had any problems. They have resolved any issues i have had in the past. I will continue to use paypal. My children are now using paypal as i recommended it to them. Reviewed on: 9th June 2026

Happy Customer

I am very satisfied with PayPal. I feel secure when making online purchases because the platform provides a reliable and easy-to-use payment process. Additionally, if I have any questions or encounter any issues, their customer service team is always available to help me quickly and efficiently. Overall, my experience with PayPal has been very positive, and it gives me peace of mind when shopping online. I would definitely recommend this service. Reviewed on: 9th June 2026

I have used paypal credit for over 10 years.

I have used paypal credit for over 10 years , it’s great to spread the cost of purchases so you dont have to wait to buy the things you want . Reviewed on: 9th June 2026

Easy to use.

Easy to use. Only downside is rare to see 0% over 12 months Reviewed on: 9th June 2026

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