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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181054)

Always a great service, sorted issues quickly

Always a great service, sorted issues quickly Reviewed on: 13th July 2026

It is ready available, straightforward, efficient, a...

It is ready available, straightforward, efficient, and highly secure. Reviewed on: 13th July 2026

Their 0% APR offers are beneficial.

I was delighted that I could purchase my new PC using PayPal using one of their 0% APR offers. I have been a customer for many years and would like to benefit from this offer more often. It would like to have Paypal payments as sn option on more outlets. Such as purchasing a car etc. Reviewed on: 13th July 2026

I have been with paypal credit for long now, really...

I have been with paypal credit for long now, really I like it, I recommended some friends Reviewed on: 13th July 2026

Have-it-all

Been a customer for 20+ and no problems to date Reviewed on: 13th July 2026

Great service quick and easy to use.

Great service quick and easy to use. Reviewed on: 13th July 2026

Efficient and works, well.

Efficient system Good interest rate. It works seamlessly. I like that I can use credit or not., and the easy to use app. Reviewed on: 13th July 2026

Just love it how easy to set up and handle all my fi...

Just love it how easy to set up and handle all my finances in the app. Reviewed on: 13th July 2026

Decent customer service and have never had any major...

Decent customer service and have never had any major complaints in general Reviewed on: 13th July 2026

Very easy and straightforward to apply

Very easy and straightforward to apply Reviewed on: 13th July 2026

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