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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Its perfect .

Its perfect . very easy to pay and if i have some trouble with buyer the help service will sorted out very fast . Reviewed on: 28th May 2025

I use my credit as it helps me afford to purchase sa...

I use my credit as it helps me afford to purchase safely online Reviewed on: 28th May 2025

Great easy to use service

Great easy to use service with good user interface Reviewed on: 28th May 2025

Excellent service.

Excellent service. I always use Paypal for my purchases because I know I am protected. Very reliable Reviewed on: 28th May 2025

Safer Using PayPal

Feel safer using PayPal and have often use the pay in three payments to spread the cost I’ve never had any problems. I like the way they communicate and check if you are signing in from a different area, I have also used PayPal using peoples email address or purchasing online Reviewed on: 28th May 2025

Everything looks good, only one thing I'm missing is...

Everything looks good, only one thing I'm missing is physical credit or debit card Reviewed on: 28th May 2025

Great payment service

Great payment service, very easy to use and offers many different products Reviewed on: 28th May 2025

I use PayPal Credit a lot

I use PayPal Credit a lot when purchasing higher value items, having that option to pay monthly is a real plus for me Reviewed on: 28th May 2025

Not had a problem, east to pay for things.

Not had a problem, east to pay for things. Direct debt is set up and they take the payment, you can also pay more if you like too. Reviewed on: 28th May 2025

PayPal always securely makes my payments in timely a...

PayPal always securely makes my payments in timely and precise manner Reviewed on: 28th May 2025

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