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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Ive used PayPal for many years for purchases and oth...

Ive used PayPal for many years for purchases and other platforms. Its very reliable and easy to use and always keeps you updated and in the loop. Reviewed on: 28th May 2025

Easy to apply & the 0% interest is great

Easy to apply & the 0% interest for months was very welcomed Reviewed on: 28th May 2025

I am happy to use PayPal

I am happy to use PayPal, it is easy and gives the opportunity to organise finance needs without stress. Reviewed on: 28th May 2025

Everything as described all the time.

Everything as described all the time. Happy with it. The credit interest rate is high thought, that is my main gripe. Reviewed on: 28th May 2025

I have had a very good experience with PayPal & I fe...

I have had a very good experience with PayPal & I feel very safe with them Reviewed on: 28th May 2025

Had nothing but a positive experience using PayPal c...

Had nothing but a positive experience using PayPal credit and PayPal pay in 3. Has made life so much easier on paying for larger items. The app is brilliant and it’s easy to use and pay my monthly instalments or overpayments Reviewed on: 28th May 2025

Very easy to use, customer service is great.

Very easy to use, customer service is great. Reviewed on: 28th May 2025

Returns and refund

Sorted out my problems several times Reviewed on: 28th May 2025

Works very especially when i want buy something but...

Works very especially when i want buy something but i don't want instantly pay full price Reviewed on: 28th May 2025

PayPal Credit helps me pay for a purchased item in i...

PayPal Credit helps me pay for a purchased item in installments. Thank you! Reviewed on: 28th May 2025

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