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PayPal: PayPal Credit reviews

4.74
Based on 133,209 reviews, last reviewed 10th Jun 2026
3792050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I never knew PayPal had so much to offer debit accou... I never knew PayPal had so much to offer debit account credit card easy fast payments and I can make payments too as and when I like and always gettin... Read more Reviewed on: 10th June 2026
MS TH's avatar
MS TH

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133209)

Excellent Service and Support

5
I had experience of my credit availability not updating and the customer service were really prompt with correspondance and providing support. The matter was solved immediately. Reviewed on: 9th June 2026

I’ve been working with PayPal for years - they don’t...

5
I’ve been working with PayPal for years - they don’t disappoint and are supportive. Reviewed on: 9th June 2026

Lifeline

5
PayPal is always there , my credit limit is agreed previously so are a lifeline Reviewed on: 9th June 2026

Easy to manage payments and utilising the 0% interes...

5
Easy to manage payments and utilising the 0% interest free options Reviewed on: 9th June 2026

Very good customer service.

5
Very good customer service. Everything is really good and main thing is no fraud and all. They are very good Reviewed on: 9th June 2026

Mrs Hamideh

5
Very handy. Easy to use. Easy payment method Reviewed on: 9th June 2026

I always use PayPal for purchases online as it is sa...

5
I always use PayPal for purchases online as it is safe and offers flexibility with pay in 3 and PayPal credit. Reviewed on: 9th June 2026

Secure, reliable, and efficient.

5
Secure, reliable, and efficient... Reviewed on: 9th June 2026

Satisfied in general.

5
Satisfied in general.Informative and fast service. Reviewed on: 9th June 2026

very good, supportive...

5
very good, solved an issue on the spot and supportive Reviewed on: 9th June 2026

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