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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181053)

Never had any problems

5
There's not much to say other than that I have never had any issues when using any of PayPal's products and services. If I ever had to contact them then they dealt with my enquiry efficiently. Reviewed on: 13th July 2026

It's always happy when I need money

5
It's always happy when I need money Reviewed on: 13th July 2026

Easy to shope with PayPal credit and makes me feel s...

5
Easy to shope with PayPal credit and makes me feel secure Reviewed on: 13th July 2026

It was very fast and good.

5
Good The process was fast and quick—superb. Reviewed on: 13th July 2026

Great experience

5
Great experience, easy and reliable Reviewed on: 13th July 2026

Was simple to apply for, great money value which all...

5
Was simple to apply for, great money value which allowed me to purchase something I wouldn’t otherwise have been able to. Was all done online through an easy format which only took a matter of minutes, would highly recommend… Reviewed on: 13th July 2026

I feel secure paying online with PayPal.

5
I feel secure paying online with PayPal. When I have had issues they have been helpful Reviewed on: 13th July 2026

Used many times.

5
Used many times.excellent idea. Lots of places it can be used. Reviewed on: 13th July 2026

Very easy process, and very helpful.

5
Very easy process, and very helpful. Being a financial institution you can trust helps a lot . Reviewed on: 13th July 2026

I have used PayPal for years and always recommend to...

5
I have used PayPal for years and always recommend to anyone - I feel it is secure and can rely on this service for any purchases. Reviewed on: 13th July 2026

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