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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very smooth experience, always very clear with inter...

Very smooth experience, always very clear with interest and always shows payments Reviewed on: 28th May 2025

I would like more customer service options

Usually very good experience with PayPal; I would like more customer service interaction. Reviewed on: 28th May 2025

I always use PayPal for large purchases the convenie...

I always use PayPal for large purchases the convenience of fixed monthly payments and 0% interest options. Reviewed on: 28th May 2025

Good system, easy to use and manage

Good system, easy to use and manage Reviewed on: 28th May 2025

I've been using PayPal for years, and have never had...

I've been using PayPal for years, and have never had any issues with them. A couple of times I've had issues with services and PayPal have been on my side and helped me massively. I've recommend to friends and family over the years. 5 stars! Reviewed on: 28th May 2025

Easy and simple to use and also secure way of paying...

Easy and simple to use and also secure way of paying for things. Reviewed on: 28th May 2025

Very Lovely. 4 months interest free payment.

Their four month interest free on PayPal credit is lovely. Reviewed on: 28th May 2025

Always made it easy for me to use eBay

Always made it easy for me to make payments and use eBay with leave of mind. Reviewed on: 28th May 2025

Fabulous resource really easy to use

Fabulous resource really easy to use Reviewed on: 28th May 2025

Very useful and handy to have, can be very helpful...

Very useful and handy to have, can be very helpful Reviewed on: 28th May 2025

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