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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181053)

Excellent service

I've been using PayPal for quite a while now, and it's been excellent. It's quick, secure, and makes sending or receiving money incredibly easy. I also like the extra buyer protection when shopping online, which gives me added peace of mind. The app is straightforward to use, payments are processed quickly, and I've never had any major issues. It's accepted by so many retailers, making online shopping much more convenient. Overall, PayPal is a reliable and trustworthy payment service that I would happily recommend to anyone looking for a safe and easy way to manage online payments. Reviewed on: 13th July 2026

Best best best i alway prefer paypal for everything'...

Best best best i alway prefer paypal for everything's i dont know why i can't receive my salary here i wish i can except this everything is superbly in paypal Reviewed on: 13th July 2026

Paypal excellent service

Have been with paypal for a very long time. Service have been excellent. Reviewed on: 13th July 2026

Postive experience I've never had a problem

Postive experience I've never had a problem with PayPal credit i find it a very helpful provider with 1st class service I've had no issues at all its a handy service too use when your tight on a budget so id highly recommend Reviewed on: 13th July 2026

Taking out the credit was easy enough.

Taking out the credit was easy enough. But i have no idea how to pay it now. I Can't see an option to do son. Reviewed on: 13th July 2026

any problem is sorted and the stress removed

any problem is sorted and the stress removed Reviewed on: 13th July 2026

PayPal credit has been an incredible useful tool for...

PayPal credit has been an incredible useful tool for me and appreciate all the support from the PayPal team in outlining the terms clearly etc. Reviewed on: 13th July 2026

Easy secure payments

Good secure payments, easy to resolve issues. Easy to pay friends and family Reviewed on: 13th July 2026

No hassle kept up to day with up to date...

No hassle kept up to day with up to date balance Reviewed on: 13th July 2026

Very easy to use.

Very easy to use. Very easy to monitor and mange. Reviewed on: 13th July 2026

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