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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,330 reviews, last reviewed 10th Jun 2026
3797550% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick, easy and no difficult information to understand Quick, easy and no difficult information to understand Reviewed on: 10th June 2026
Elizabeth J's avatar
Elizabeth J

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133330)

Paypal customer service always find a solution to an...

5
Paypal customer service always find a solution to any problem Reviewed on: 9th June 2026
Kevin C's avatar
Kevin C

Best app

5
Great all round , great app, easy to sue Reviewed on: 9th June 2026
Warren M's avatar
Warren M

The best of many. Well done.

5
I have been using PayPal credit for many, many years and I have never had any problems. With facility to pay in four months better than pay in three payments. I feel privileged to have PayPal credit. Thanks Reviewed on: 9th June 2026
SergioChF's avatar
SergioChF

Overall PayPal is easy to use but customer service i...

4
Overall PayPal is easy to use but customer service is difficult to say the least, all you get is automated response Reviewed on: 9th June 2026
Adrian T's avatar
Adrian T

always there when needed.

5
always there when needed.....more than a friend with a safety net Reviewed on: 9th June 2026
Kevin S's avatar
Kevin S

It helps

5
PayPal allows me to buy what a need with a possibility for paying back 0 interest in 4 months Reviewed on: 9th June 2026
Angelica V's avatar
Angelica V

PayPal credit was an easier and less stress way to p...

5
PayPal credit was an easier and less stress way to pay for purchases on finance Reviewed on: 9th June 2026
Mark Flute's avatar
Mark Flute

Ease of you, clear statements and details around cha...

5
Ease of you, clear statements and details around charges Reviewed on: 9th June 2026
Elizabeth G's avatar
Elizabeth G

PayPal rocks.

5
PayPal credit is fantastic as it allows me to purchase large items when I need them without having to pay up front. They interest they charge is very good to. Reviewed on: 9th June 2026
Mark T's avatar
Mark T

Simple, Flexible and Convenient Way to Manage Purchases

5
Using PayPal Credit has been a very good experience for me. It’s easy to use, especially when shopping online, and the option to spread the cost of purchases makes budgeting much more manageable. The application process was straightforward, and I like how everything is clearly shown in my PayPal account. Overall, it’s a convenient and reliable way to pay, and I would definitely recommend it. Reviewed on: 9th June 2026
Agnes G's avatar
Agnes G

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