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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Trustworthy and exemplary service

I’ve found PayPal to be exceptionally trustworthy and have had great experience with their options of credit and services. Exceptional and exemplary service. I highly recommend Reviewed on: 28th May 2025

Great service, amazing customer service, easy to apply

Great service, amazing customer service, easy to apply Reviewed on: 28th May 2025

Paypal is so convenient especially with paypal credi...

Paypal is so convenient especially with paypal credit & since linking the curve card to it, even better. Also not having to put card details in every time you purchase something is great. Reviewed on: 28th May 2025

Brilliant

Always great offers, so easy to use and excellent support when needed. Reviewed on: 28th May 2025

Great service

Use this service for years and i will continue to Reviewed on: 28th May 2025

They offer good value for money

They offer good value for money, also plenty of different ways to borrow and pay back. So there is more choice. Reviewed on: 28th May 2025

I’m very happy with PayPal overall.

I’m very happy with PayPal overall. The service is reliable, easy to use, and the offers they provide are genuinely useful. I use it frequently and definitely plan to continue doing so. I highly recommend PayPal to anyone looking for a safe and convenient way to pay online. Reviewed on: 28th May 2025

I have always had great experiences when using PayPa...

I have always had great experiences when using PayPal for online purchases. I am reassured, that should there be a scam, that, they will make me aware of this. Reviewed on: 28th May 2025

Very pleased with service have no complaints

Very pleased with service have no complaints Reviewed on: 28th May 2025

Great app! Happy life!I

I’m very happy with this app. I use it frequently and it was a good help when I planned my wedding Reviewed on: 28th May 2025

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