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PayPal: PayPal Credit reviews

4.74
Based on 133,570 reviews, last reviewed 10th Jun 2026
3808300% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They’re clear, helpful and transparent. They’re clear, helpful and transparent. They are helpful for transferring cash quickly and keeping my money safe and protected online. The new credit ... Read more Reviewed on: 10th June 2026
Vix's avatar
Vix

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133571)

Best service

5
Excellent service and great and the benefits are great and helpful. Reviewed on: 9th June 2026

Super experience.

5
Super experience. Easy to apply and interest free purchases for up to 3 years!! superb Reviewed on: 9th June 2026

A name i can trust

5
My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026

Never had a problem

5
Never had a problem using.paypal to pay for.things Reviewed on: 9th June 2026

Always use PayPal it’s trustworthy and never had a a...

5
Always use PayPal it’s trustworthy and never had a any problems Reviewed on: 9th June 2026

It’s PayPal or nothing

5
I’ve been a PayPal user for over 6 years now and I’ve never looked back. The comfort and ease that has been provided by using them for payments is enormous. I haven’t had to find my wallet for a payment in years and I don’t regret it Reviewed on: 9th June 2026

Easy to install and set up and a lot easier...

5
Easy to install and set up and a lot easier to pay Reviewed on: 9th June 2026

PayPal flexibility

3
I have used PayPal a couple of time and it gives me flexibility such as pay in 3x Reviewed on: 9th June 2026

Overall easy to use, available at checkouts.

5
Overall easy to use, available at checkouts. Notified of upcoming payments, easy to use app to keep on top of finances Reviewed on: 9th June 2026

Safer way to pay online.

5
Safer way to pay online. Pay in 3 and Paypal credit really helpful to spread the cost. Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review