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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

Accessible, trustworthy and hugely usedul.

Accessible, trustworthy and hugely usedul. Reviewed on: 13th July 2026

Fast and flexible, use all the time.

Fast and flexible, use all the time. Reviewed on: 13th July 2026

I've been using PayPal for a while and it's made onl...

I've been using PayPal for a while and it's made online payments much easier. I like that I can pay without sharing my card details with every website, and sending money to friends and family is usually quick and straightforward. The app is easy to use, and I've found it convenient for both shopping and managing transactions. While there can occasionally be delays or extra checks for security, overall I've had a positive experience and would recommend PayPal to anyone looking for a simple and secure way to pay online and manage transactions. Reviewed on: 13th July 2026

paypal is quick safe and easy way to purchase items...

paypal is quick safe and easy way to purchase items and also pay later if needed Reviewed on: 13th July 2026

Best short term credit platform

Easy credit transaction either pay in 3 or 0% interest in 4 months plus an array of very competitive instalment rates to suit your budget..all backed up by Paypal’s excellent reputation! Reviewed on: 13th July 2026

Great payment method.

Great payment method. No hassle, outstanding customer service. Easy to use and never experienced negatives with it. Is accepted in most of the websites across United Kingdom and Europe. Reviewed on: 13th July 2026

Ipay pal is a great way to pay .

I think pay pal is a great way to pay .I can choose PayPal credit pay in 3 or using my own cards.With very high security it’s safe and so quick and easy. I like the option to be able to set up a Direct Debit which means I never miss a payment.The down side is some companies don’t accept PayPal Reviewed on: 13th July 2026

Great Customer Services

Very helpful and friendly Customer Services would recommend it to anybody Reviewed on: 13th July 2026

direct debit

How can you have a direct debit set up, that they then take 5 days late, and charge you £12 for a late payment. Reviewed on: 13th July 2026

Very relatable and excellent service

Very relatable and excellent service Reviewed on: 13th July 2026

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