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PayPal: PayPal Credit reviews

4.74
Based on 133,456 reviews, last reviewed 10th Jun 2026
3803100% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great service, easy and efficient great service, easy and efficient Reviewed on: 10th June 2026
Tatjana's avatar
Tatjana

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133456)

I feel safe using PayPal.

5
I feel safe using PayPal. It’s very slick & easy too. Reviewed on: 9th June 2026

Pay Pal are always helpful friendly and get issues r...

5
Pay Pal are always helpful friendly and get issues resolved quickly Reviewed on: 9th June 2026

PayPal pay in 3

5
It’s a great convenience to pay the total amount in 3 instalments and that too without any interest. I have used it for higher value purchases as well. Reviewed on: 9th June 2026

PayPal is fast, secure, and incredibly easy to use.

5
PayPal is fast, secure, and incredibly easy to use. I've had a great experience with smooth transactions and reliable service every time. Highly recommended. Reviewed on: 9th June 2026

I like the flexibility of spreading my payments.

5
I like the flexibility of spreading my payments. Reviewed on: 9th June 2026

Flexible options to pay to manage budgeting

5
Flexible options to pay to manage budgeting Reviewed on: 9th June 2026

Indispensible!

5
PayPal makes life so much easier. I would not be without it now. Reviewed on: 9th June 2026

Very reliable .

5
Very reliable . Best credit option Reviewed on: 9th June 2026

Paypal good company that is run well & easy to...

5
Paypal good company that is run well & easy to use Reviewed on: 9th June 2026

PayPal is effective and easy to use

5
PayPal is effective and easy to use Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review