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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133663 reviews)

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4.74

Based on 133,663 reviews, last reviewed 10th Jun 2026

3812500% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I find it easy to use, and a service I can trust! I find it easy to use, and a service I can trust! Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133663)

paypal credit helps me by giving me more time to pay...

paypal credit helps me by giving me more time to pay and guarantees payment Reviewed on: 9th June 2026

Safe and protected against fraud

Safe to use knowing your tranaction is protected against fraud Reviewed on: 9th June 2026

Very happy with papal the new credit card I got was...

Very happy with papal the new credit card I got was perfect as I can shop in stores aswell the app makes paying back very easy Reviewed on: 9th June 2026

PayPal have always been very efficient in all my tra...

PayPal have always been very efficient in all my transactions and when I’ve had any disputes they’ve been very fair and very thorough in reviewing the evidence provided to settle the issue. I also love the fact that if you purchase any goods physically in the shop with the credit card you get a few months interest free on the repayments. Reviewed on: 9th June 2026

I am loving recently that how we can use PayPal cred...

I am loving recently that how we can use PayPal credit in stores as well. Same benefits for £99+ purchases, which is great. Reviewed on: 9th June 2026

Flexible plans for repayment.

Flexible plans for repayment. Easy to set up and apply for . Secure and protected service. Reviewed on: 9th June 2026

is completely safe

Easy transaction, knowing the money is completely safe Reviewed on: 9th June 2026

PayPal is easy and accepted on most major online sho...

PayPal is easy and accepted on most major online shops and services. Ideal when you need something particularly a high value item that you can’t afford all in one go. The interest rates are low and the PayPal site is easy to use and see where you’re at with interest and purchases etc. I use the pay in 3 option a lot it really helps. Reviewed on: 9th June 2026

Ease of Use

I like PayPal Credit for ease of use and the various credit options available. Reviewed on: 9th June 2026

Easy to use , gives me security and flexibility.

Easy to use , gives me security and flexibility. Managing my account is straightforward. Love that PayPal does a credit card and a debit card . Reviewed on: 9th June 2026

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