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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

SO MANY PLUSES FOR USING PAYPALS TOP NOTCH SERVICE

Such an easy way to pay for good, services or sending family money. Disputes over faulty goods etc are all handled in a very professional way and this also gives you further protection. I use Paypal Credit, this helps me keep track of my spending and I clear the balance each month another great benefit. Customer Service are excellent and are very helpful and patient. Reviewed on: 28th May 2025

PayPal credit is great cost effective solution

PayPal credit is always easy to use. Taking advantage of 3 installments paying offers is also great, highly recommended Reviewed on: 28th May 2025

PayPal is very easy to use, and essential service

PayPal is very easy to use, gives you a hub basically with all your payment options instead of having to type them all in again on different sites, their credit features are useful, pay in 3 is convenient for spreading essential purchases like a washing machine, instead of having to settle for a less decent one, or their basic credit account can be used for payment spreading Reviewed on: 28th May 2025

Easy to use simple payment the gold standard really

Easy to use simple payment the gold standard really Reviewed on: 28th May 2025

Very good experience.

Very good experience. Super happy with PayPal services Reviewed on: 28th May 2025

Very good and very convenient

Very good and convenient especially the credit and emi facility. Reviewed on: 28th May 2025

Excellent, easy access and reliable

Excellent, easy access and reliable Reviewed on: 28th May 2025

Very easy to use

Very easy to use and easy to pay off early if you wish. Reviewed on: 28th May 2025

Always simple, never had an issue and helps spread t...

Always simple, never had an issue and helps spread the cost Reviewed on: 28th May 2025

Love paypal.

Love paypal. It's so easy to transfer money to friends and family. And also paypal credit is a great thing Reviewed on: 28th May 2025

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