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PayPal: PayPal Credit reviews

4.74
Based on 133,677 reviews, last reviewed 10th Jun 2026
3813150% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a positive experience. Always a positive experience. Communication is excellent when required Reviewed on: 10th June 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133677)

Always had a great experience with paypal

5
Always had a great experience with paypal Reviewed on: 9th June 2026

;;@3@((dgv

5
Nice experience for almost few years now Reviewed on: 9th June 2026

Excellent simple straight forward, no fuss experience.

5
Excellent simple straight forward, no fuss experience. Reviewed on: 9th June 2026

You need an accessible helpline .

3
You need an accessible helpline . You are very difficult to get to speak to anyone Reviewed on: 9th June 2026

paypal credit helps me by giving me more time to pay...

5
paypal credit helps me by giving me more time to pay and guarantees payment Reviewed on: 9th June 2026

Safe and protected against fraud

5
Safe to use knowing your tranaction is protected against fraud Reviewed on: 9th June 2026

Very happy with papal the new credit card I got was...

5
Very happy with papal the new credit card I got was perfect as I can shop in stores aswell the app makes paying back very easy Reviewed on: 9th June 2026

PayPal have always been very efficient in all my tra...

5
PayPal have always been very efficient in all my transactions and when I’ve had any disputes they’ve been very fair and very thorough in reviewing the evidence provided to settle the issue. I also love the fact that if you purchase any goods physically in the shop with the credit card you get a few months interest free on the repayments. Reviewed on: 9th June 2026

I am loving recently that how we can use PayPal cred...

5
I am loving recently that how we can use PayPal credit in stores as well. Same benefits for £99+ purchases, which is great. Reviewed on: 9th June 2026

Flexible plans for repayment.

5
Flexible plans for repayment. Easy to set up and apply for . Secure and protected service. Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review