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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very helpful service.

Very helpful service. Really easy to apply for and use, and helped us in a bit of a bind. Paying in 4 made large purchases easier, without the downside of interest. Reviewed on: 28th May 2025

Always a pleasant experience but it should be easier...

Always a pleasant experience but it should be easier to see when refinds have been paid back into your credit account so that you can keep track. Reviewed on: 28th May 2025

Customer service fast response and super friendly no...

Customer service fast response and super friendly no issues at all,highly recommend to my friends and family Reviewed on: 28th May 2025

Paypal is reasonably good at managing finances.

I find PayPal reasonably good for managing finances, paying people, and bills, and businesses can usually be a breeze. I don't receive money into PayPal often, it's easy to do, but there are costs, which might work out expensive for small transactions. Overall, it's a generally reliable and safe option for streamlining your financial interactions. Reviewed on: 28th May 2025

I love PayPal for making secure payments, having the...

I love PayPal for making secure payments, having the option to pay in 3 or using pre approved credit, it’s so versatile. When I had a problem with a purchase and raised a dispute, PayPal sorted this efficiently! Would highly recommend. Reviewed on: 28th May 2025

Just great , very helpful, always accessible

Just great , very helpful, always accessible Reviewed on: 28th May 2025

I always use it it’s great no issues so far happy cu...

I always use it it’s great no issues so far happy customer no complaints use it regularly and never had any issues Reviewed on: 28th May 2025

Paypal is my backbone.

Paypal has been my backbone ever since I discovered it. And I will do anything within my power to keep it Reviewed on: 28th May 2025

I have always had good experiences and use PayPal as...

I have always had good experiences and use PayPal as my main payment method. As an added bonus I use PayPal Pay in 3 whenever possible which makes buying purchases more affordable. Reviewed on: 28th May 2025

Paypal is amazing

I have been using paypal for years never had any issues Reviewed on: 28th May 2025

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