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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Absolutely brilliant!

Absolutely brilliant!! Been for many years a customer and they have always been there to help in any way or form Reviewed on: 28th May 2025

It's been very clear and easy to use

It's been very clear and easy to use Reviewed on: 28th May 2025

Excellent

Always extremely good and on point Reviewed on: 28th May 2025

Easy to setup and use.

Easy to setup and use. Mobile application is user friendly. Reviewed on: 28th May 2025

I have experience using PayPal Credit both personall...

I have experience using PayPal Credit both personally and professionally. I’ve managed purchases using the "PayPal Credit" financing option, taking advantage of the promotional no-interest periods to budget larger expenses effectively. I’m familiar with the application process, repayment structure, and how it integrates with online checkout systems. This has given me a strong understanding of how PayPal Credit supports consumer flexibility and merchant sales. Reviewed on: 28th May 2025

I found it to be helpful when a trader tried to scam...

I found it to be helpful when a trader tried to scam me by selling a fake fragrance. I got a full refund. Reviewed on: 28th May 2025

Great App

Simply the best. Easy to use. Great! Reviewed on: 28th May 2025

Flexible and Hassle-Free

I’ve had no issues using PayPal Credit. The service has been excellent. On the rare occasions I’ve needed to get in touch, the support has been friendly and helpful. I also really value the flexibility it offers, with a variety of repayment options and the ability to manage purchases easily. It makes larger purchases more manageable and checkout seamless. Reviewed on: 28th May 2025

Everything as expected.

Everything as expected. No hassle. No stress. Everything clearly explained and on time. Reviewed on: 28th May 2025

Easy to use, great service.

Easy to use, great service. Never had any issues, the online thing is really simple and user friendly. Reviewed on: 28th May 2025

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