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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

So far so good - I have used pay pal credit a few ti...

So far so good - I have used pay pal credit a few times and it has been a very simple easy process Reviewed on: 13th July 2026

Excellent and seamless easy to use and good value f...

Excellent and seamless easy to use and good value for money Reviewed on: 13th July 2026

..::;)&&&&&£

great stuffff Reviewed on: 13th July 2026

App is very easy to use, straightforward terms.

App is very easy to use, straightforward terms. Would reccomend Reviewed on: 13th July 2026

Great customer service when you need it.

Great customer service when you need it. Good range of payment options and piece of mind. Reviewed on: 13th July 2026

All positives from me

I haven't had a single negative experience. Paypal is simple and self explanatory, it is also handy that I can use it over multiple websites. I actually feel safer using PayPal online than using my bank card. I use both the automatic direct debit and manually to pay off the debit which is also quite helpful Reviewed on: 13th July 2026

Dose what it says .

Dose what it says . Stretches your pound Reviewed on: 13th July 2026

Seamless

Seamless payments online, no problem, and payments protection Reviewed on: 13th July 2026

Easy to use and flexible, widely accepted and consta...

Easy to use and flexible, widely accepted and constantly evolving to offer more accessibility. Great service. Reviewed on: 13th July 2026

Brilliant customer service and all round fab company

Brilliant customer service and all round fab company Reviewed on: 13th July 2026

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