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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,793 reviews, last reviewed 10th Jun 2026
3818400% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful when I have a problem especially when... Always helpful when I have a problem especially when I need resolution to a case Reviewed on: 10th June 2026
Jack 's avatar
Jack

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133793)

An easy and secure platform for financial doings!

5
An easy platform and a very good company to deal with.. Queries are answered swiftly and I genuinely feel 'secure' conducting my financial activities through PayPal! (And love the 'Pay in 3')... Would definitely recommend PayPal credit! Especially now you can use your balance as you would with your debot/credit card! So a definitely thumbs up from me! Reviewed on: 9th June 2026
Rich V's avatar
Rich V

I have used PayPal for many years it's a great trust...

5
I have used PayPal for many years it's a great trustworthy company always ready to step in when there's a problem Reviewed on: 9th June 2026
David Thomas 's avatar
David Thomas

Great service and easy to use!

5
Great service and easy to use! Never had a single problem with using it, no hassle, and convenient Reviewed on: 9th June 2026
Joseph T's avatar
Joseph T

Paying with my Pal.

5
Versatile ways to pay, adaptable to your financial circumstances. I’ve always had a brilliant customer service too, very helpful over the phone & in online chats. Paypal is always my first choice for payments online & now in shops with the vertical card on my phone. Reviewed on: 9th June 2026
James M's avatar
James M

Excellent service

5
Excellent service every time . Helpful people I have good experience with them Reviewed on: 9th June 2026
Shakil Ulzaman 's avatar
Shakil Ulzaman

Some good offers and the credit card with 3 months o...

4
Some good offers and the credit card with 3 months over £100 is a great feature Reviewed on: 9th June 2026
Mike H's avatar
Mike H

Italian Holiday Attire

5
used PayPal Credit recently to order my holiday wardrobe from an Italian retailer I hadn't shopped with before, and the experience was a real reminder of why I keep coming back to PayPal. Checkout was a single tap — no card details, no currency conversion fuss, no friction at all. The option to spread the cost over a few payments turned a slightly indulgent basket into a comfortable one, without any of the awkwardness that usually comes with applying for credit. There's also something quietly reassuring about having PayPal sit between you and an overseas retailer you don't know yet; if something had gone wrong, I'd have known where to turn. The clothes arrived as expected, the payment plan is set up cleanly in my account, and it's hard to fault any of it. Will definitely use again. Reviewed on: 9th June 2026
Kevin Porter's avatar
Kevin Porter

The best

5
They are best of all my cards cheapest rates more services and easier to make purchases storing details so you don’t have to fill in again monitor delivery details brilliant Reviewed on: 9th June 2026
Richard T's avatar
Richard T

Really great credit provider - app is really easy to...

5
Really great credit provider - app is really easy to use, emails are clear with detail. Reviewed on: 9th June 2026
Annie K's avatar
Annie K

PayPal credit charges no interests on purchases over...

5
PayPal credit charges no interests on purchases over a given time, which makes it easier for credits to be paid back. Reviewed on: 9th June 2026
Chukwuka Onyekonwu's avatar
Chukwuka Onyekonwu

Review PayPal: PayPal Credit now

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