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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181052 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181052)

5 starts all the way! Reliable and Hassle free,.

Great credit options, easy to make payments and keep track of spending and promotional offers, only had to call once and the customer service team was very helpful, 5 starts all the way! Reliable and Hassle free, All-Round Great Experience! Reviewed on: 13th July 2026

Instant credit, no quibble, just awesome

Instant credit, no quibble, just awesome Reviewed on: 13th July 2026

Always useful, easy to use and provides extra securi...

Always useful, easy to use and provides extra security which is a plus these days. When in doubt use PayPal. Reviewed on: 13th July 2026

Very good and quick credit option.

Very good and quick credit option. Reviewed on: 13th July 2026

It’s much easier for resolving disputes on behalf of...

It’s much easier for resolving disputes on behalf of consumers, negotiate and cooperate with vendors. Reviewed on: 13th July 2026

Easy to use and reliable credit service

I've had a very positive experience with PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. It's very convenient for spreading the cost of larger purchases, and managing the account is simple through PayPal. Payments are easy to make, and everything has been clear and transparent. I've had no issues so far and would happily recommend PayPal Credit to anyone looking for a flexible and reliable payment option. Reviewed on: 13th July 2026

Perfection in an app

Customable payment plans which work around your needs, quick and easy to use,perfect for everyday use Reviewed on: 13th July 2026

The whole process was so smooth and easy

The whole process was so smooth and easy Reviewed on: 13th July 2026

I havent been refunded my money back from a Chinese...

I havent been refunded my money back from a Chinese company Reviewed on: 13th July 2026

Paypal is one of my regular payment method.

Paypal is one of my regular payment method. I use it for almost all online payments because it gives me sense of security. In addition; pay now and make it installment or credit features are excellent. Makes payee life easy in all aspect of payments. Reviewed on: 13th July 2026

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