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PayPal: PayPal Credit reviews

4.74
Based on 133,861 reviews, last reviewed 10th Jun 2026
3821450% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always reliable and trustworthy, top service. Always reliable and trustworthy, top service. Reviewed on: 10th June 2026
Simon Tull's avatar
Simon Tull

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133861)

Useful credit card

4
I only use it for the credit card and it provides useful 3 months interest free payments Reviewed on: 9th June 2026

Easy and smooth to use, and a great convenience

5
Easy and smooth to use, and a great convenience Reviewed on: 9th June 2026

Always a great service and easy to use app

5
Always a great service and easy to use app Reviewed on: 9th June 2026

Love paypal credit, so easy to use and it’s always a...

5
Love paypal credit, so easy to use and it’s always available as options! Reviewed on: 9th June 2026

An all round great service with easy to use interface

5
An all round great service with easy to use interface Reviewed on: 9th June 2026

Great for unexpected payments

5
I have started using it again this past year and I found it very useful for periods of time when one has got unexpected payments to make. Reviewed on: 9th June 2026

always reliable

5
PayPal is always reliable and safe, a consistent service which I can trust Reviewed on: 9th June 2026

Paypal recovered my payment

5
I had a deal with an incorrect business. I paid with Paypal. Based on the facts and evidences Paypal recovered my money back. Huge thank you. Reviewed on: 9th June 2026

Never had an issue.

5
Never had an issue. Great options to sprad/delay the cost on bigger purcahses. Reviewed on: 9th June 2026

My Paypal Account

5
I have been very impressed with my dealings with paypal. A great way to make safe purchases and very good customer service. Reviewed on: 9th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review