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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,915 reviews, last reviewed 10th Jun 2026
3824000% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, multiple payment options and mana... Excellent service, multiple payment options and manageable payment plans. Super easy to send money to new people. Reviewed on: 10th June 2026
charlene r's avatar
charlene r

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133915)

Never had an issue.

5
Never had an issue. Easy to use and feels secure. Reviewed on: 9th June 2026
Stuart Doubell's avatar
Stuart Doubell

Quick and easy with a back up too so great

5
Quick and easy with a back up too so great Reviewed on: 9th June 2026
Jason T's avatar
Jason T

I like PayPal.

5
I like PayPal. It is easy to use . It is safe. I receive regular or constant updates on purchase history, tracking of orders and the like . In the event of any issues and they are few. Customer service sorts it out quickly , politely and patiently . I find it excellent value as I always pay before I incur charges for credit . I rarely use any other form of payment these days . Reviewed on: 9th June 2026
David B's avatar
David B

A reliable and useful service.

5
I find PayPal easy to use, reliable and you have helpful customer services. Reviewed on: 9th June 2026
Jo's avatar
Jo

I've had a very positive experience with PayPal Credit.

5
I've had a very positive experience with PayPal Credit. What I like most is the flexibility it gives me when making purchases. Being able to spread the cost of larger purchases over time helps me manage my budget more effectively without having to pay the full amount upfront. The application process was straightforward, and using PayPal Credit at checkout is simple and convenient. I also appreciate being able to view my balance, payment schedule, and account information online, which makes it easy to stay on top of my finances. Another feature I value is the promotional financing offered on eligible purchases, which can help save money on interest when payments are made according to the terms. Overall, PayPal Credit has been a useful financial tool that provides convenience, flexibility, and peace of mind when shopping online. Reviewed on: 9th June 2026
DMoore's avatar
DMoore

They are very good about helping with disputes.

5
They are very good about helping with disputes. Reviewed on: 9th June 2026
Katharine h's avatar
Katharine h

Used since about 2001, never any problems

5
Used since about 2001, never any problems Reviewed on: 9th June 2026
Gavin D's avatar
Gavin D

Fantastic!

5
Fantastic! Love it and use it all the time! Reviewed on: 9th June 2026
Nikolay U's avatar
Nikolay U

Everything is great !

5
Everything is great ! So convenient and loads of points. Reviewed on: 9th June 2026
Eleonora c's avatar
Eleonora c

No cost instalment plans!

5
I use PayPal to buy online and it all goes through swiftly and without error. On more expensive items I am able to take advantage of an interest free (no cost) instalment plan which helps me plan my monthly expenditure and budgeting. Reviewed on: 9th June 2026
Tom H's avatar
Tom H

Review PayPal: PayPal Credit now

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