Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

View other PayPal products

4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181051)

Safe and convenient for online transactions

It's a very safe and convenient way to pay for online transactions plus with PayPal credit. The time I get to pay it back without interest is an excellent facility.. The pay in three option helps to divide the cost over the period of 3 months which I have used few different times. Reviewed on: 13th July 2026

Great job good app..

Always been happy with the ease of use with the PayPal app Reviewed on: 13th July 2026

Excellent Service

Excellent Service, excellent company Reviewed on: 13th July 2026

paypal is secure

i find using paypal is the most secure way of paying online as im always protected from scam sales and my credit card details are hidden from the retailer Reviewed on: 13th July 2026

A reliable and secure payment method and more.

A reliable and secure payment method and more... where traditional banks fall short, PayPal offers new possibilities. Reviewed on: 13th July 2026

Easy to use and simple terms.

Easy to use and simple terms. Would use the credit option again for larger purchases Reviewed on: 13th July 2026

My go to for buying more expensive items

Always my go to for the opportunity to buy a more expensive item and then pay off in installments. Easy to apply and maintain payments to ensure you are on track. Reviewed on: 13th July 2026

Great way to buy goods over time and not pay...

Great way to buy goods over time and not pay interest Reviewed on: 13th July 2026

easy peasy paypal squeezy

easy to use, quick and simple. new app design is really good! Reviewed on: 13th July 2026

I have used PayPal credit now for a number of years,...

I have used PayPal credit now for a number of years, it is a really easy platform to navigate and now I have the card downloaded to my wallet it is even more convenient. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101221 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub