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PayPal: PayPal Credit reviews

4.90
Based on 108,150 reviews, last reviewed 16th May 2026
2642950% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has been very helpful to me. PayPal Credit has been very helpful to me. I like that it gives me extra time to pay for my purchases, which makes managing my payments easier. Their ... Read more Reviewed on: 16th May 2026
Faati's avatar
Faati

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108150)

Sorted Out A Refund When Parcel Did Not Turn Up Exce...

5
Sorted Out A Refund When Parcel Did Not Turn Up Excellent Customer Service Thank You. Reviewed on: 14th May 2026

Treatment fair and transparent.

5
Treatment fair and transparent.Never has any issues with PayPal. Reviewed on: 14th May 2026

Very useful, no fuss and available when needed

5
Very useful, no fuss and available when needed Reviewed on: 14th May 2026

Good service

5
Good service and easy to use. Earning points every use is good. Reviewed on: 14th May 2026

PayPal are fantastic.

5
PayPal are fantastic. Easy to use and peace of mind for every on line transaction. Reviewed on: 14th May 2026

All the systems are well controlled.

5
All the systems are well controlled. There’s nothing like fraud between you and your third party Reviewed on: 14th May 2026

Trustworthy market leader.

5
I've used PayPal for several years and am happy to trust them when making payments. They are constantly improving their range of services and other providers seem to follow their lead. Reviewed on: 14th May 2026

It’s helpful for me to purchase my trips , I really...

5
It’s helpful for me to purchase my trips , I really enjoy using this Reviewed on: 14th May 2026

Easy to apply - makes expensive affordable

5
Applying for credit (and pay in three) was an easy process. Using it and keeping track of expenditure is also made simple because you’re provided with statements that tell you how much you’ve spent, when the next payment is due and the balance. It’s also possible to set up a direct debit system that makes repayment totally worry free. Reviewed on: 14th May 2026

Amazing service all ways have been

5
Amazing service all ways have been Reviewed on: 14th May 2026

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