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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,201 reviews, last reviewed 16th May 2026
2645300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very flexible payment options. Very flexible payment options. Being able to use PayPal in stores via Apple play is a game changer Reviewed on: 16th May 2026
Mark F's avatar
Mark F

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108201)

Paypal is decent

5
Never really had a problem with PayPal Reviewed on: 14th May 2026
Bdog's avatar
Bdog

Always feel safe using PayPal for online payments, a...

5
Always feel safe using PayPal for online payments, and the pay in 3 options is a great addition Reviewed on: 14th May 2026
Vinnie Carrier (Chatline b0b)'s avatar
Vinnie Carrier (Chatline b0b)

Incredibly easy to use, flexible and amazing App

5
I find PayPal incredibly easy to use, flexible and offers great app features Reviewed on: 14th May 2026
Chris Harrington's avatar
Chris Harrington

I love their interest free Pay-in-Three installments...

5
I love their interest free Pay-in-Three installments option! Paypal Credit is also very useful for shopping online and they now have a physical Credit Card too! Their interest rates are competitive. Reviewed on: 14th May 2026
Ben E's avatar
Ben E

Easy navigation

5
The app is easy to navigate and makes it easy to keep track and manage my credit account. Reviewed on: 14th May 2026
Nicole C's avatar
Nicole C

Easy to use simple and very safe and secure

5
Easy to use simple and very safe and secure Reviewed on: 14th May 2026
Lin Dre's avatar
Lin Dre

They listen and provide assistance pretty quickly ,...

5
They listen and provide assistance pretty quickly , if you require assistance or more time they understand Reviewed on: 14th May 2026
Gareth Pretorius's avatar
Gareth Pretorius

It works as it should. Never had any issues.

5
Never had any issues. Working every time. Reviewed on: 14th May 2026
Dawid W's avatar
Dawid W

Safer shopping and great flexibility

4
Using this service has made my online shopping feel much more secure. I really value that my financial details aren't shared directly with every website I visit. Additionally, having access to PayPal Credit has made larger purchases much more manageable and available by allowing me to spread the cost over time. It’s a great combination of safety and financial flexibility. Reviewed on: 14th May 2026
John's avatar
John

Efficient and swift- returns are always prompt

5
Efficient and swift- returns are always prompt Reviewed on: 14th May 2026
Iwan W's avatar
Iwan W

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