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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181054 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181054)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and clear information

Easy to use and clear information Reviewed on: 14th July 2026

Excelled what a product never had an issue

Excelled what a product never had an issue Reviewed on: 14th July 2026

Very easy flexible and convenient way to borrow money.

Very easy flexible and convenient way to borrow money. Quick acceptance process and transparent way to view your finances Reviewed on: 14th July 2026

.buy with ease

It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Paypal is the best.

Paypal is so easy to use and the communication from Paypal is first class. Paypal is the only payment method that I use for shopping, whether it is online or instore. Reviewed on: 14th July 2026

Great Servoce

Easy and convenient transactions from one account to another Reviewed on: 14th July 2026

Best of the best

lower rate ，best service 、Definitely recommended、To friends and family Reviewed on: 14th July 2026

very easy access to a small quick credit.

very easy access to a small quick credit. Paypal is somehow forgotten when it comes to payment provider, not brash but present and efficient. Reviewed on: 14th July 2026

I use PayPal on my laptop mostly.

I use PayPal on my laptop mostly. I have used the interest free credit several times and found it very useful for spreading the cost of expensive items. Reviewed on: 14th July 2026

Fantastic experience, quick, easy and secure.

Fantastic experience, quick, easy and secure. Reviewed on: 14th July 2026

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