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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always reliable a easy to use.

Always reliable a easy to use. Excellent customer support. Reviewed on: 30th May 2025

Very good very good service thank you

Very good very good service thank you Reviewed on: 30th May 2025

Brilliant.

Brilliant. East to use . Life saver Reviewed on: 30th May 2025

PayPal credit has enabled me buy things I normally w...

PayPal credit has enabled me buy things I normally wouldn’t be able toand spread them out without feeling pressure. The service has been great and I always choose PayPal over my other credit card or debit cards. Reviewed on: 30th May 2025

PayPal credit has been easy and flexible.

PayPal credit has been easy and flexible to use. I originally started a plan for one large payment but I've been able to continue using it on various other purchases too, allowing me to stretch out my budget and flexibly pay back more when in able to. Reviewed on: 30th May 2025

Never had an issue.

Never had an issue. Everything gets sent and organised quickly, its very easy to use and also a safe way to buy. Reviewed on: 30th May 2025

Super quick and easy

Super quick and easy, never experienced any issues or problems Reviewed on: 30th May 2025

PayPal is so easy to use.

PayPal is so easy to use. I love the 3 payment options on higher value items and I know my account is safe and secure which is very important when purchasing on line. Reviewed on: 30th May 2025

Never a bad experience

I have never had a bad experience and all transactions have been a smooth process. Reviewed on: 30th May 2025

Website easy to use.

Website easy to use. Quick service Reviewed on: 30th May 2025

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