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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181004)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy as A B C .

Have used PP credit for a while now. Easy to apply, quick response, easy repayment methods. A large number of suppliers allow PP credit now so makes shopping so much easier, especially for those emergency purchases Reviewed on: 7th July 2026

Easy to use.

Easy to use. Flexible credit and very easy to pay with this method Reviewed on: 7th July 2026

Good thing to have

I have paypal credit as well always find transactions easy . Reviewed on: 7th July 2026

Never had an issue that wasn't resolved and resolved...

Never had an issue that wasn't resolved and resolved fast Reviewed on: 7th July 2026

Easy to use and repay, app makes managing and tracki...

Easy to use and repay, app makes managing and tracking spend easy Reviewed on: 7th July 2026

Wherever and whenever I can I use PayPal credit for...

Wherever and whenever I can I use PayPal credit for my everyday transactions; it’s convenient, provides security of mind and allows me to spread costs when needed. Reviewed on: 7th July 2026

I have had a very good experience using PayPal Credit.

I have had a very good experience using PayPal Credit. The application process was straightforward, and it has been easy to use for both online purchases and managing repayments. The app and website are simple to navigate, and payments are processed quickly. Overall, it has been a convenient and reliable way to spread the cost of purchases. I would recommend it to othe Reviewed on: 7th July 2026

They are always very professional and excellent cust...

They are always very professional and excellent customers service. Reviewed on: 7th July 2026

Great experience fast approval lovely stuff

Great experience fast approval lovely stuff Reviewed on: 7th July 2026

Excellent customer service experience

Excellent customer service experience Reviewed on: 7th July 2026

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