Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181008 reviews)

View other PayPal products

4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181009)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

When ever I’ve had a problem with any purchase, PayP...

When ever I’ve had a problem with any purchase, PayPal has always resolved my issues. Reviewed on: 7th July 2026

Customer service is unique, I love every bit of Payp...

Customer service is unique, I love every bit of Paypal, the people are lovely . Reviewed on: 7th July 2026

Always quick to respond, helpful, and efficient at f...

Always quick to respond, helpful, and efficient at finding a resolution. Reliable, trustworthy, and highly recommended Reviewed on: 7th July 2026

Paypal credit is the best!!

PayPal credit is Great, everytime I shop and the basket is over £100 I get 4 months interest free which makes it easier for me to budget and shop freely. It made my life a lot easier for purchasing things I need. Reviewed on: 7th July 2026

Easy to use and have had zero problems

Easy to use and have had zero problems Reviewed on: 7th July 2026

Very easy to use even for an 'oldie' who is pretty m...

Very easy to use even for an 'oldie' who is pretty much a dinosaur with new things. If l can use it anybody can.Terms and conditions explained well and l like that l get an email a couple of days before telling me my payment date is coming up. Really great for spreading the cost of more expensive items as well. Reviewed on: 7th July 2026

Why I always use PayPal

PayPal has been my preferred choice of payment, it feels safe and reliable. Reviewed on: 7th July 2026

PayPal is easy and conveinient and has never failed...

PayPal is easy and conveinient and has never failed to help. Reviewed on: 7th July 2026

First class

First class service. Excellent web page with easy process. I would reccomend PayPal to all. Reviewed on: 7th July 2026

outstanding customer service

outstanding customer service on phone- nothing too much trouble. Great products and great notification to keep you up to date. PayPal one of best companies I've ever dealt with Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101184 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub