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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180856)

When a problem arises it gets dealt with swiftly , i...

5
When a problem arises it gets dealt with swiftly , ie refunds , non delivery Reviewed on: 7th July 2026
SQUIRLEY 's avatar
SQUIRLEY

It’s peace of mind when paying for goods etc.

5
It’s peace of mind when paying for goods etc. so easy to navigate website and know what’s been paid lets you pay 3 months interest free if your pockets are a little empty sometimes Reviewed on: 7th July 2026
Susan D's avatar
Susan D

Feel really secure when paying through paypal.

5
Feel really secure when paying through paypal. I was hacked a while back and recieved full refund through paypal. Reviewed on: 7th July 2026
William b's avatar
William b

PayPal Credit is basically my budget's favorite side...

5
PayPal Credit is basically my budget's favorite sidekick. It lets me spread the cost without the usual headache, checkout is quick, and it's saved me from that painful "all at once" payment more than once. My bank account stays calmer, and I still get what I need, everyone wins. Reviewed on: 7th July 2026
Gordon Ecklesby's avatar
Gordon Ecklesby

Easy to access and use in a wide variety of...

5
Easy to access and use in a wide variety of retailers Reviewed on: 7th July 2026
paul aird's avatar
paul aird

This has been useful to purchase goods especially th...

5
This has been useful to purchase goods especially the more expensive. Helping to spread the cost helps Reviewed on: 7th July 2026
Jo R's avatar
Jo R

Pay in 3

5
I like pay in 3 it really helps if you can’t pay for it all at ones Reviewed on: 7th July 2026
Laura 's avatar
Laura

A handy digital payments tool

5
PayPal is incredibly easy to use, anytime and anywhere, which makes it a reliable digital payment option. I like that it works both as a straightforward payment method and as a flexible credit-style tool with its Pay Later feature. Reviewed on: 7th July 2026
Asih Williams's avatar
Asih Williams

All queries answered promptly.

5
All queries answered promptly.clear and concise. Reviewed on: 7th July 2026
MR S's avatar
MR S

Good fast and no problem.

5
Good fast and no problem. App as well look pretty much easy Reviewed on: 7th July 2026
Kamil f's avatar
Kamil f

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