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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181011)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great interest rates.

Great interest rates. Helped me a lot on big purchases which I could easily pay off over longer period of time. Reviewed on: 7th July 2026

Great way to spread the cost of purchase's

I love PayPal pay in 3 as it spreads affordable payments over 3 months and I love PayPal credit as it's 0% interest rate for 4 months if you purchase something over £99 In shops and online gives you that time frame to pay as much off before you are charged interest.I would highly recommend to anyone who would like to spread the cost. Reviewed on: 7th July 2026

Happy customer

I've been a paypal user for 10 plus years now and have never had a bad experience. Their Customer service is fantastic. Reviewed on: 7th July 2026

It’s so handy ...

It’s so handy I don’t even need any cards or identification to use it wherever I go Reviewed on: 7th July 2026

PayPal could do better

It's been good but sometimes getting money returned for goods that go missing is a mind field Reviewed on: 7th July 2026

Never any issues.

Never any issues. Fast and efficient to make payments. Regular updates tgroughout Reviewed on: 7th July 2026

Flexible, accepted everywhere, transfer money easy

It's very flexible, accepted everywhere, makes it easy to send money abroad. Amazing!! Reviewed on: 7th July 2026

Great company been customer for ten plus years

Great company been customer for ten plus years Reviewed on: 7th July 2026

Paypal Credit

I’ve used PayPal Credit on several occasions and have always found it works well. The flexibility to spread payments, especially when you have other outgoings, is really helpful. Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Very helpful with refunds and very quick reply’s Reviewed on: 7th July 2026

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