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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181013 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181014)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very helpful services provided in financing purchases

Very helpful services provided in financing purchases Reviewed on: 7th July 2026

Seamless

Very user friendly , everything clear and straightforward Reviewed on: 7th July 2026

Handy to use

Had no problems ,easy to use,help when buying g things Reviewed on: 7th July 2026

Always someone there to help happy and cheerful to g...

Always someone there to help happy and cheerful to get you where you want Reviewed on: 7th July 2026

PAYING FOR GOODS IN THREE PAYMENTS IS EXCELLENT.

PAYING FOR GOODS IN THREE PAYMENTS IS EXCELLENT. Reviewed on: 7th July 2026

Convenient and Easy Payment Solution

I have had a good experience using PayPal Credit. It is convenient and easy to use, especially when making larger purchases and spreading the payments over time. The process was straightforward, and I like having the flexibility to manage my payments. Overall, it has been a useful service and has made shopping more manageable. Reviewed on: 7th July 2026

PayPal is a great option for people who want to spre...

PayPal is a great option for people who want to spread the cost of purchases with interest-free instalments. The application process is quick and straightforward, and managing payments through the app is simple and convenient. The main downside is that there is no option to apply for a higher credit limit, which can be restrictive for larger purchases. Overall, it is a reliable and user-friendly payment solution that I would recommend. Reviewed on: 7th July 2026

Always had a good experience with paypal and the cus...

Always had a good experience with paypal and the customer service the one time I had to ring them was second to none. Reviewed on: 7th July 2026

Brilliant helps my buy stuff and have time to pay it...

Brilliant helps my buy stuff and have time to pay it off. Reviewed on: 7th July 2026

PayPal - a safe way of financing.

I know when I pay for something that the transaction is safe if it's via PayPal. it's reassuring knowing that, in this day and age, I can finance something without fear of my details being stolen or compromised. Reviewed on: 7th July 2026

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