Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180856)

PayPal excellent

5
Overall experience everything is excellent with PayPal Reviewed on: 7th July 2026

Great provider and customer care.

5
Great provider and customer care. Reviewed on: 7th July 2026

Peace of Mind

5
Having applied for the credit account PayPal made it as quick and easy as possible for me, I am in my late 70's so was delighted that they took me through all the ups and downs, I enjoy not only the direct debit Payments but the fact that I can pay more when I have spare cash thus saving on interest costs, finally I find peace of mind by using PayPal as my go to payment on the internet, I don't worry about being scammed. Reviewed on: 7th July 2026

Good stuff

4
Very helpful ,great experience to use Reviewed on: 7th July 2026

It's not easy enough to see what payments are for.

3
It's not easy enough to see what payments are for. Reviewed on: 7th July 2026

PayPal is fantastic

5
Anything that I buy through PayPal is always easy and well worth using. I always recommend to friends and family Reviewed on: 7th July 2026

PayPal is really easy to use and the app is user fri...

5
PayPal is really easy to use and the app is user friendly. I feel safe using PayPal. Reviewed on: 7th July 2026

Easy to use.

5
Paypal credit is excellent,easy to use. No need to remember payment dates as PayPal does it for you. Reviewed on: 7th July 2026

Great service.

5
Great service...never had a problem...refunded me without any question Reviewed on: 7th July 2026

I feel that my money is more protected with PayPal a...

5
I feel that my money is more protected with PayPal and I appreciate the clear communication about my accounts and potential deals. Customer service is great too, friendly and polite and quick to sort a situation out. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101057 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products