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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180857)

Good value

Quality goods at good prices and delivered very quick Reviewed on: 7th July 2026

I love using PayPal it’s secure and the app is relia...

I love using PayPal it’s secure and the app is reliable and easy to use. I also like to split my transactions into 3. Well done PayPal. Reviewed on: 7th July 2026

PayPal is amazing I got scam 2 times but PayPal refu...

PayPal is amazing I got scam 2 times but PayPal refunded the money both times. Overall customer service is great communication very easy to follow. Reviewed on: 7th July 2026

I HAVE NEVER HAD ANY ISSUE WITH MY TRANSACTIONS.

I have great experience with paypal. Reviewed on: 7th July 2026

good customer service , reliable.

good customer service , reliable. Reviewed on: 7th July 2026

Easy to use, incredibly handy payment platform

Easy to use, incredibly handy payment platform Reviewed on: 7th July 2026

So far so good, keep up the good work

So far so good, keep up the good work Reviewed on: 7th July 2026

Absolutely transformed how I pay online

PayPal has absolutely transformed how I pay for things online. I’ve been using it for many, many years now because I feel safe using it. In fact, now I always look for the PayPal button for reassurance. I’ve only ever had excellent service and very quick resolution when any issue arises. Reviewed on: 7th July 2026

Always an Excellent Positive Experience

I have been using PayPal Credit for several years now, and I am thoroughly impressed with the service. The application process was quick and straightforward, making it easy to access credit without unnecessary hassle. What stands out most is the flexibility PayPal Credit offers in managing payments, allowing me to spread the cost of purchases comfortably over time. Their Customer Service has been so responsive and most helpful whenever I had questions, which adds to the overall excellent positive experience. The integration with PayPal’s secure platform gives me total, confidence, in the safety of my transactions. Additionally, the transparent terms and clear communication ensure there are no hidden surprises or, fees. PayPal Credit has made shopping wholly accessible and convenient, especially for larger purchases, and I highly recommend it to anyone looking for a reliable and user-friendly retail finance option. It truly deserves to win the Best Retail Finance Provider award! Reviewed on: 7th July 2026

Purchasing power of Paypal

Ready available for online purchases and offers three months interest payments on items over a certain value. This to me is the difference between buying a product or not. Also the credit card offers four interest free month payments on purchases over £100 and can be when out shopping. Again a plus in favour of buying. Reviewed on: 7th July 2026

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