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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always had great customer service.

Always had great customer service. Any issues always resolved and promptly. Great service all round Reviewed on: 7th July 2026

Great experience using PayPal credit, lots of commun...

Great experience using PayPal credit, lots of communication via email and 0% interest rate! Very pleased Reviewed on: 7th July 2026

The best experience anytime you have an issue , they...

The best experience anytime you have an issue , they resolve it with professionalism and efficiency. Reviewed on: 7th July 2026

Its a trusted platform you know it safe to shop

Its a trusted platform if a site does not offer PayPal i am not shopping on it as it is the defacto so to speak. Reviewed on: 7th July 2026

How to make PayPal a great company

I have had a good relationship with PayPal from the start of my signing up with them. Overall I've had no problems just keep making your payment on time and you will have a good working relationship with PayPal. Reviewed on: 7th July 2026

Phantom1

I find useing paypal a great help as i dont have to enter my detailrs all the time its safe Reviewed on: 7th July 2026

A hassle free service

Always been easy to use - whether sending or receiving money, or using PayPal credit. Reviewed on: 7th July 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. It’s quick, secure, and makes sending or receiving money incredibly easy. I also appreciate the extra buyer protection when shopping online, which gives me peace of mind. The app is simple to use, transactions are usually processed quickly, and I’ve never had any major issues. Overall, it’s a reliable payment service that I use regularly and would happily recommend to others. Reviewed on: 7th July 2026

Helps with indulgent purchases.

Always use this with expensive purchases when I do not have ready money. Excellent for those purchases you feel guilty having. Wonderful service, thank you. Reviewed on: 7th July 2026

Instantly available couldn't ask for more.

Instantly available couldn't ask for more. Reviewed on: 7th July 2026

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