Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180856 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180856)

User friendly credit.

Short term credit very easy to arrange, I personally have not needed long term credit so can’t comment. Easy way to send money to friends and family and to pay for purchases easily Reviewed on: 7th July 2026

Easy convinient and no problem

I have always found using PayPal very easy and convinient particularly pay in three for slightly larger purchases and have always had great response from customer service when I have needed them Reviewed on: 7th July 2026

Easy, fast, good customer service, trustworthy and r...

Easy, fast, good customer service, trustworthy and reliable. Reviewed on: 7th July 2026

If I have ever had a problem with a supplier, PayPal...

If I have ever had a problem with a supplier, PayPal have sorted it for me Reviewed on: 7th July 2026

Awesome Option

I’ve had a great experience using PayPal, especially their credit option. I didn’t know this service was available to me until I noticed it later. It came at the perfect time because I needed to buy some equipment, and the PayPal Credit option made it much easier to do so. The process was simple, convenient, and very helpful. Since then, I’ve been using this service quite often, and it has always worked well for me. I’m very satisfied with PayPal and would definitely recommend it to others. Reviewed on: 7th July 2026

Help me get life in a controlled way.

Help me get life in a controlled way. Reviewed on: 7th July 2026

PayPal have always been quick to resolve any issues...

PayPal have always been quick to resolve any issues regarding payments. I encounter a fraud payment which they were quick to resolve and refunds come through quickly. Easy to use app. Handy pay in 3 option. Reviewed on: 7th July 2026

I’ve had hit and miss service from PayPal over the y...

I’ve had hit and miss service from PayPal over the years Reviewed on: 7th July 2026

Excellent service.

Excellent service. Always there when u need something before payday Reviewed on: 7th July 2026

Fast and Effective

PayPal is a fast and effective way of conducting almost any transaction which is why I use it all the time! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101056 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub