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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180853 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180855)

Having 0% credit available for most purchases makes...

Having 0% credit available for most purchases makes it easier to budget for larger buys without resorting to more expensive credit options. Reviewed on: 7th July 2026

Really happy with the service provided

Really happy with the service provided Reviewed on: 7th July 2026

I have always used PayPal it's a reliable trusted se...

I have always used PayPal it's a reliable trusted service and with the addition of the tracking service its now even better Reviewed on: 7th July 2026

Paypal is my go to company

Paypal is consitantly there for me and is my go to place. Reviewed on: 7th July 2026

Easy to use and set up...

Easy to use and set up ,I can see using it long term Reviewed on: 7th July 2026

Always excellent

Always excellent and easy to use Reviewed on: 7th July 2026

A sense of control.

Using PayPal to pay for goods online gives me a sense of control, in case there are problems with the supplier and/or goods purchased. Reviewed on: 7th July 2026

It’s been really easy to use.

It’s been really easy to use. The only issue I had was when I wanted to reduce the credit availability. Took forever to find a human and then I believe they were in India which is not an issue in of itself. The problem was the really heavy accent and miscommunication for what I wanted to do. Reviewed on: 7th July 2026

Idiot proof finance who don't rob you blind

Ive used PayPal for years and never had any problems, everything is so easy to do on it. Reviewed on: 7th July 2026

PayPal Credit makes it much easier to spread the cos...

PayPal Credit makes it much easier to spread the cost of larger purchases. It’s simple to use, convenient, and gives me extra flexibility when shopping Reviewed on: 7th July 2026

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