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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181025 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181025)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great provider and customer care.

Great provider and customer care. Reviewed on: 7th July 2026

Peace of Mind

Having applied for the credit account PayPal made it as quick and easy as possible for me, I am in my late 70's so was delighted that they took me through all the ups and downs, I enjoy not only the direct debit Payments but the fact that I can pay more when I have spare cash thus saving on interest costs, finally I find peace of mind by using PayPal as my go to payment on the internet, I don't worry about being scammed. Reviewed on: 7th July 2026

Good stuff

Very helpful ,great experience to use Reviewed on: 7th July 2026

It's not easy enough to see what payments are for.

It's not easy enough to see what payments are for. Reviewed on: 7th July 2026

PayPal is fantastic

Anything that I buy through PayPal is always easy and well worth using. I always recommend to friends and family Reviewed on: 7th July 2026

PayPal is really easy to use and the app is user fri...

PayPal is really easy to use and the app is user friendly. I feel safe using PayPal. Reviewed on: 7th July 2026

Easy to use.

Paypal credit is excellent,easy to use. No need to remember payment dates as PayPal does it for you. Reviewed on: 7th July 2026

Great service.

Great service...never had a problem...refunded me without any question Reviewed on: 7th July 2026

I feel that my money is more protected with PayPal a...

I feel that my money is more protected with PayPal and I appreciate the clear communication about my accounts and potential deals. Customer service is great too, friendly and polite and quick to sort a situation out. Reviewed on: 7th July 2026

The support team is always quick to help when things...

The support team is always quick to help when things with sellers go wrong. Reviewed on: 7th July 2026

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