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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180798 reviews)

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4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180799)

Pay everything

Been using PayPal for the last 5 years pay everything through it highly recommended Reviewed on: 7th July 2026

Excellent and terrible at the same time

Using paypal is easy, however the odd time I have needed support I would like to speak to a person. Doing everything online causes delays, and you are limited to drop down boxes and not free text. Reviewed on: 7th July 2026

Just like other finance company if you take credit f...

Just like other finance company if you take credit from themmcustomer service is good helpfull.Good for payments if you link your card on paypal..faster transactions Reviewed on: 7th July 2026

PayPal makes my life easy financially

I have been with PayPal for a very long time and they have made my life easy to budget and pay back monthly repayments especially for a single mother. I have had some issues in the past with a seller, however PayPal tried their best to resolve the issue but had drawbacks. Overall, I am happy with PayPal. As, long as you pay back what you borrow, that is important, in 3 or within 4 months before the interest rises. They really make my life easy financially! Reviewed on: 7th July 2026

Very handy app for between paydays easy to use and e...

Very handy app for between paydays easy to use and excellent value for money pay what I owe and no worries Reviewed on: 7th July 2026

PayPal are definitely worth recommending!

PayPal Credit has been a real gem of credit company as they really are supportive when to financial difficulties but can be flexible as long the minimum amount is payed each month yet not completely cruel when it missed one payment, they do understand. Reviewed on: 7th July 2026

Safe, efficient and easy to use

I use PayPal because it makes me feel safer when purchasing online. It's easy to use and you can see where you are and what credit you have at a glance. They also sort out disputes timeously Reviewed on: 7th July 2026

Brilliant

does what it says on the tin! never had any issues in the past Reviewed on: 7th July 2026

It's easy to use PayPal Credit for purchases as I h...

It's easy to use PayPal Credit for purchases as I have done regularly. Makes sense. Reviewed on: 7th July 2026

Humane and smooth

I’ve had a seamless experience as well as a very human one when I’ve had to call on customer service. Reviewed on: 7th July 2026

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