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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

No easy way to contact PayPal and no kind of help

There's no easy way to contact PayPal about issues or for help with managing PayPal credit. For example, most banks will put a hold on being able to use credit and hold interest for a month or two whilst you sort out finances but PayPal provide no help or a easy way to contact them about it Reviewed on: 15th May 2024

Reliable and fast payment system

Reliable and fast payment system Reviewed on: 15th May 2024

Easy to use , good that you can pay it...

Easy to use , good that you can pay it monthly Reviewed on: 15th May 2024

PayPal credit is quick and easy.

Using PayPal credit is quick and easy. Useful for things you want to spread the cost over a period of interest free. Reviewed on: 15th May 2024

Paypal is secure and easy to use.

Paypal is secure and easy to use. Everything is in one place and easy to manage. Reviewed on: 15th May 2024

Great service and easy to apply for and get an answe...

Great service and easy to apply for and get an answer in minutes Reviewed on: 15th May 2024

Love my PayPal app pay

Love my PayPal app pay in three is amazing.. Also PayPal has amazing customer service any issues they are dealt with fast Reviewed on: 15th May 2024

Good use for money

Good for money but their customer service could be improved Reviewed on: 15th May 2024

Great service and such a professional user experience

Great service and such a professional user experience Reviewed on: 15th May 2024

Feedback

I am using Paypal on weekly basis , pleased with the service Reviewed on: 15th May 2024

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