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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Reliable and secure service, refunds are quick and G...

Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024

PayPal is international company and I am able to use...

PayPal is international company and I am able to use it abroad as well and very easy to use Reviewed on: 11th May 2024

Finally the freedom needed

I took out PayPal credit and went on some amazing holidays with the availability and freedom, introductory offer and 0% on £100+ was amazing, just be responsible and payback early Reviewed on: 11th May 2024

PayPal conversion rates could be better

PayPal conversion rates could be better Reviewed on: 11th May 2024

Easy to use and great value for money.

Easy to use and great value for money. Reviewed on: 11th May 2024

Very user friendly, easy to use online.

Very user friendly, easy to use online. Simple to see outstanding balance etc. Happy with service. Reviewed on: 11th May 2024

Excellent customer service and helpful in any dispute.

Excellent customer service and helpful in any dispute. Highly recommend. Easy payment process. Quick to send and receive money Reviewed on: 11th May 2024

It's great.

It's great. Easy to use. I never get carried away as the notifications and payments are convenient and clear so I don't end up with debt I'm not aware of Reviewed on: 11th May 2024

so far amazing and i'm glad i do have it...

so far amazing and i'm glad i do have it Reviewed on: 11th May 2024

A good service for buying on credit!

A good service for buying on credit! Reviewed on: 11th May 2024

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