Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Handy option to have as a back up for tougher times...

Handy option to have as a back up for tougher times and the interest rate isn't bad on the credit function, the paypal pay in 3 plans have been my best friend over the years, perfect option for larger purchases without costing you a fortune in fees and interest. Reviewed on: 10th May 2024

Great experience

Happy with the service. Transparency and seriousness. Reviewed on: 10th May 2024

Fantastic.

Fantastic. Great credit facility.Works all the time. Love PayPal 2FA security also to protect me Reviewed on: 10th May 2024

Paypal Credit is brilliant for spreading purchases o...

Paypal Credit is brilliant for spreading purchases over 4 months! Reviewed on: 10th May 2024

I usually receive good customer service each time I...

I usually receive good customer service each time I needed to make enquiries or make payments over the phone Reviewed on: 10th May 2024

Mr singh

PayPal makes my life easy to make payments and receive money and their credit options and pay in installments options are icing on the cake. Cheers Reviewed on: 10th May 2024

Very helpful good experience

Very good No problems at all , Good comunication and very friendly staff who is willing to help resolve the situation with minimum time waste. Very happy customer Reviewed on: 10th May 2024

Purchase friendly pay easy sent money all world easy

Purchase friendly pay easy sent money all world easy Reviewed on: 10th May 2024

Ease to use, very low interest rates.

Ease to use, very low interest rates. Plenty of buy with no interest rate offers. Reviewed on: 10th May 2024

Garden BarEasy to apply and good communication

Easy to apply and good communication Reviewed on: 10th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub