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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Want credit limit increase and large amount

5
Want credit limit increase and so many years already with just only small amount Reviewed on: 10th May 2024

PayPal Credit offers a convenient financing option f...

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to buy now and pay later with flexible repayment plans. It's seamlessly integrated with PayPal, making checkout quick and easy. However, interest rates can be high if not paid off within the promotional period, so it's crucial to manage payments responsibly. Overall, PayPal Credit is a handy tool for managing expenses, especially for those who prefer online shopping. Reviewed on: 10th May 2024

Book a flight, pay it in installments

5
Excellent scheme, especially being able to pay for my flights in installments (Emirates) Was able to afford a holiday with my autistic son only because of this. Reviewed on: 10th May 2024

The best payment method

5
Whenever I’ve had to use it was very easy and customer service is excellent Reviewed on: 10th May 2024

Lots of different options are available

5
Lots of different options are available Reviewed on: 10th May 2024

super smooth transactions every time

5
Always a super smooth transaction and never an issues, great service Reviewed on: 10th May 2024

PayPal is the way Pal

5
The whole set up makes paying for goods and services very easy also it gives me peace of mind that I know it is a safe and secure payment method. I use PayPal for the majority of my transactions and will continue to do so. Thank you PayPal Reviewed on: 10th May 2024

Great and easy , can be sued for many sites

5
Great and easy , can be sued for many sites Reviewed on: 10th May 2024

PayPal is sporting and helpful.

5
PayPal is sporting and helpful. I Have PayPal account and credit past few years never had any problems or complain so far . Thank you. Reviewed on: 10th May 2024

Splendid experience with the customer service depart...

4
Splendid experience with the customer service department Reviewed on: 10th May 2024

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