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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Love PayPal Credit

5
I use very frequently, both PayPal Credit and Pay in 3. They give the flexibility and reliability that I need to plan big purchases Reviewed on: 10th May 2024

PayPal credit

5
Great way of paying for items ideal if you can’t pay for something all at once if you’re after credit it’s worth taking a look if you use PayPal a lot Reviewed on: 10th May 2024

A Great customer experience !

5
A Great customer experience ! Love the company and the app Reviewed on: 10th May 2024

Thank you for the credit

5
Thank you for the credit. It makes my life better and I love it Reviewed on: 10th May 2024

Has been a god send when in need

5
Always been handy, reasonable and helpful when needed Reviewed on: 10th May 2024

Great experience and value on 4 months 0%

5
Great experience and value on 4 months 0% Reviewed on: 10th May 2024

simplicity at its best

5
Easy to use, great Amount of time to pay for purchases, great no interest for a few months is brilliant and takes the worry of charges away, all round brilliant Reviewed on: 10th May 2024

Flexibility and Reliability

5
Very flexible and great customer service. Extremely reliable Reviewed on: 10th May 2024

Accepted on many online markets so fast and easy to...

4
Accepted on many online markets so fast and easy to pay on rge go Reviewed on: 10th May 2024

Excellent service as value for money

4
Excellent service as value for money Reviewed on: 10th May 2024

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