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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

User friendly with great customer service.

5
Ease of use and great buyer protection when needed. Just wish credit could be used more wisely than currently available. Reviewed on: 10th May 2024

I use Paypal credit for paying for lots of different...

5
I use Paypal credit for paying for lots of different things it's very convenient and there are great offers whether it's interest free or Pay by installments Reviewed on: 10th May 2024

It is convenient when using it for online purchases

5
It is convenient when using it for online purchases Reviewed on: 10th May 2024

Good user experience all time and all ways

5
Good user experience all time and all ways Reviewed on: 10th May 2024

Easy peasy

5
Just so convenient and easy to use! Reviewed on: 10th May 2024

Very good service, would recommend.

5
Very good service, would recommend. Reviewed on: 10th May 2024

Paypal is great.

5
Paypal is great. It lets me pay for things over a period of time without having to worry about paying in full at once or having to pay interest on things I buy. It’s also a convenient way to pay or receive finds without having to share bank details. Reviewed on: 10th May 2024

Excellent, very good helping allot

5
Excellent, very good helping allot Reviewed on: 10th May 2024

Easy to use and understand.

5
Easy to use and understand. Helpful for larger purchases. Reviewed on: 10th May 2024

Paypal is good I love the fact they provide credit...

5
Paypal is good I love the fact they provide credit Reviewed on: 10th May 2024

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