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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Very helpful and easy to use,I have done most of my...

Very helpful and easy to use,I have done most of my important work with it Reviewed on: 10th May 2024

Paypal credit has really helped me and would truly r...

Paypal credit has really helped me and would truly recommend, pay in 3 is also a very helpful option when u want to spread the cost with zero interest Reviewed on: 10th May 2024

Handy to use paypal as an emergency wallet.

Handy to use paypal as an emergency wallet.But need to track your finance and not to buy more stuff that you can afford.Best option is pay in 3 Reviewed on: 10th May 2024

4 months zero interest is the good thing for everyone

4 months zero interest is the good thing for everyone Reviewed on: 10th May 2024

Absolutely fantastic, no problems

Absolutely fantastic, no problems Reviewed on: 10th May 2024

Good service for me, credit score

Good service for me, credit score Reviewed on: 10th May 2024

It's great way to buy higher value products if you a...

It's great way to buy higher value products if you are on a lower income whereby most legitimate companies will not entertain you of theirvservices Reviewed on: 10th May 2024

Where else can I spend £99 and get 4 months interest...

Where else can I spend £99 and get 4 months interest free credit. It's amazing. I have had my account years. Would highly recommend to anyone as it's brilliant. Would like the option of 12 month interest free in the future. Reviewed on: 10th May 2024

Great for those purchases that you need to just have...

Great for those purchases that you need to just have, yet spread the cost. Reviewed on: 10th May 2024

I love using PayPal!

I love using PayPal! Fast, efficient and super safe! Reviewed on: 10th May 2024

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