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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

paypal is always there when i need.

5
paypal is always there when i need. thx paypal Reviewed on: 10th May 2024

Amazing and well recommended.

5
Amazing and well recommended. Makes life easier for me and family Reviewed on: 10th May 2024

Awesome!!

5
Paupal credit has one of the best customer care service all there Reviewed on: 10th May 2024

Super relaxed and easy

5
Easy to send money between friends and fantastic for spreading payments over months without extra fees Reviewed on: 10th May 2024

Good experience with easy online shopping and pay in...

4
Good experience with easy online shopping and pay in 3 months . Also with the PayPal credit you can pay money instantly Reviewed on: 10th May 2024

Never had a bad experience.

5
Never had a bad experience. Always been great and easy to use Reviewed on: 10th May 2024

Perfect paypal

5
Gourges easy to use very reliable Reviewed on: 10th May 2024

PayPal the only credit account you will ever need

5
Never ever had an issue and use it all the time Reviewed on: 10th May 2024

Very easy to use!

5
Very easy to use! But could be better in the sense that refunds are not taken off properly, so when you receive a refund it still shows that amount to pay for that purchase even though it’s been refunded. Reviewed on: 10th May 2024

Good credit only problem is that it takes far to lon...

5
Good credit only problem is that it takes far to long to take money out your account to pay for PayPal credit it’s 2024 payment should be instant Reviewed on: 10th May 2024

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