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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Solid Credit Service

Solid service. Pay in 3 is a useful feature to spread the cost. Overall, very happy with my experience using Paypal Credit. Reviewed on: 11th May 2024

Pay in 3 helps spread out the cost over a longer per...

Pay in 3 helps spread out the cost over a longer period of time and paypal credit is also nice to have and has very good rates. Reviewed on: 11th May 2024

Pay pal credit.

Pay pal credit. Is excellent in flexiblity and protecting the consumer. The 4 months 0 intrest rate for purchases over 100 is amazing. This helps with booking holidays concerts outings and with everyday essentials without getting you're self into debt and with finacial strain. Pay pal give you warnings on how much you need to pay and make it clear to do this so you dont pay intrest and this can be flexible to youre needs you can set up payments around youre finacial needs and how to best suite you in a time of finacial strain that many of us are feeling. Pay pal are excellent at supporting the consumer over the app there responsive and safe and over the phone there helpfull. Pay pal is an excellent safe way to shop online and the customer service equally manges this excellent standard. Reviewed on: 11th May 2024

Very happy with the service.

Very happy with the service. Low rates, great working app, fast customer service. Would recommend to everybody. Reviewed on: 11th May 2024

PayPal efficientcy

Have always used PayPal for online transactions never been a problem even with PayPal credit . Reviewed on: 11th May 2024

No.1 option for me! Best company to deal with

Paypal Credit is always the first option I use when I am unable to make a payment on a purchase right away! So handy to have and it helps it’s 0% interest for 4 months so it gives me time to pay off my credit. The customer service from PayPal has always been helpful and unbeaten by any other company. Reviewed on: 11th May 2024

Their services and flexibility in payment methods ar...

Their services and flexibility in payment methods are fantastic. The whole process is easy to use from start to finish as well as the additional security PayPal provides. Reviewed on: 11th May 2024

Only thing I can say is great service

Only thing I can say is great service Reviewed on: 11th May 2024

A good interest arate and flexible payment options

A good interest arate and flexible payment options Reviewed on: 11th May 2024

I love PayPal

I've always found using PayPal to receive and pay money so easy. On a few occasions when I've had to phone in, not only is the call centre in the same country, the assistants have been happy, helpful and couldn't have been more efficient. I love PayPal ❤️ Reviewed on: 10th May 2024

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