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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Quick payments, easy to navigate app, helpful pay in 3

5
Quick payments, easy to navigate app, helpful pay in 3 Reviewed on: 11th May 2024

PayPal is reliable and easy to use.

5
PayPal is reliable and easy to use. I recommend to my family and friends. Reviewed on: 11th May 2024

Excellent

5
Easy to use, and great customer service. Good security. Amazing on online shopping. Reviewed on: 11th May 2024

PayPal credit 1st time user

5
PayPal credit gave me the flexibility I needed to purchase the products I wanted at the time I needed them and the flexibility to pay them off in a time frame that suited me. It was the first time I had used PayPal credit it was so simple to apply and set up as I had already used PayPal but never used a credit account I was new to this product offered by PayPal but I was able to set up and use with ease. Reviewed on: 11th May 2024

Helpful when needed, good support systems in place

5
Helpful when needed, good support systems in place Reviewed on: 11th May 2024

Paypal credit is an amazing feature

5
Paypal credit is an amazing feature that allowed me to purchase things without paying in full immediately. Instead, I was able to lay out my payments and pay them bit by bit. Reviewed on: 11th May 2024

PayPal/PayPal Credit

5
PayPal and PayPal is incredibly straightforward and easy to use when purchasing online. It is available at most online stores. No interest on purchases over £100 is great. Support from PayPal is also very good when it's needed. Reviewed on: 11th May 2024

Easy to use, reliable and interest free for 4 months.

5
Easy to use, reliable and interest free for 4 months. Reviewed on: 11th May 2024

Good service

5
Very good service I am very happy Reviewed on: 11th May 2024

Very easy to deal with and fantastic credit offers.

5
Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024

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