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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Paypal credit has been a lifesaver for me.

5
Paypal credit has been a lifesaver for me. No hassle and easy to use - great little back-up incase it’s needed. Reviewed on: 11th May 2024

Easy to use, very clear and transparent.

5
Easy to use, very clear and transparent. The app management makes it a breeze. Reviewed on: 11th May 2024

Highly recommend

5
Really great experience, useful to have and easy to stay in control of what I’m spending Reviewed on: 11th May 2024

Great way to store credit card details

5
Great way to store credit card details Reviewed on: 11th May 2024

Never had any issues with PayPal for as long as I po...

5
Never had any issues with PayPal for as long as I possibly remember. Paypal credit has been a great idea and has help me spread the costs and pay things back over time. Reviewed on: 11th May 2024

Great promotions with paypal credit

5
Great promotions with paypal credit Reviewed on: 11th May 2024

PayPal makes shopping much more affordable, more con...

5
PayPal makes shopping much more affordable, more convenient, more secure and definitely more fun ☺️ The fact that so many shopping sites accept PayPal, gives me as a customer confidence to shop with peace of mind. Reviewed on: 11th May 2024

Used Paypal credit for years makes it easy

5
Used Paypal credit for years makes it easy to buy things Reviewed on: 11th May 2024

Paypal makes life easier

5
Paypal makes life easier Reviewed on: 11th May 2024

I have always been satisfied with PayPal.

5
I have always been satisfied with PayPal. Very professional, solves any problems you may encounter with the merchant. Reviewed on: 11th May 2024

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