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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Excellent

Simple and clear to use. Understandable and easy. Emails with information. Reviewed on: 31st July 2023

GREAT

It is super easy and very helpful to pay higher amount of money in longer time. Reviewed on: 31st July 2023

PayPal Credit

I can always go when I need it and it never causes unnecessary problems Reviewed on: 31st July 2023

Paypal credit - simply amazing!

Make a purchase using PayPal credit, 0% interest over 4 months, use the app to pay, so simple and convenient, what's not to like! Perfect Reviewed on: 31st July 2023

Excellent and easiest payment method

My experience has been superb. Never regretted applying and using PayPal credit. Very effective, efficient and easy to use. I love PayPal credit. What you see is what you get. No hidden charges.. Reviewed on: 31st July 2023

Great Service!

PayPal Credit is a really excellent product and comes in super handy when I need a little extra something every month. Great user experience, and works with all the apps and services that I buy from. Reviewed on: 31st July 2023

PayPal Credit is pretty good

For purchases over a certain amount you get interest free credit for 4 months, which is helpful. Reviewed on: 31st July 2023

Interest Free

This facility is really useful when you want to spread the cost of larger purchases over a relatively short period. The website is easy to use, so consequently it’s easy to stay in control of your finances. This is an excellent facility that I intend to continue using. Reviewed on: 31st July 2023

Reliable

Reliable. Can pay in 4 installments without interest when purchase above £99. Reviewed on: 31st July 2023

Easy, Hassle Free and Automatic 4 Months interest free

I have been using PayPal credit for a few a couple of years and absolutely love it. It is easy to use and accepted by almost online retailers, comes with automatic 4 months interest free. Brilliant Reviewed on: 31st July 2023

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