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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Paypal credit

Excellent product and customer service Reviewed on: 31st July 2023

Paypal Credit

I’ve been using Paypal for a few good years now and it is very good for me, the 0% interest free over 4 months it’s brilliant and also the pay in 3 its very convenient as well Reviewed on: 31st July 2023

The interest free credit offers

The introduction of interest-free credit has been a game-changer for me, allowing me to make essential purchases without the burden of high-interest charges. This offering has proven to be a genuine lifeline during unforeseen circumstances and has greatly improved my financial flexibility. One aspect that particularly impressed me was the straightforward and transparent application process. It was quick, user-friendly, and hassle-free. I didn't have to go through the ordeal of lengthy paperwork or complicated approval procedures. The instant decision capability was impressive, making me feel valued as a customer. Moreover, the generous credit limits and flexible repayment options were a pleasant surprise. I had the freedom to choose the repayment period that best suited my financial situation, giving me the peace of mind to manage my budget efficiently. What sets PayPal apart is the convenience and security it offers. The seamless integration of interest-free credit within my PayPal account simplified the entire shopping process. I could complete transactions with just a few clicks, and the robust security measures ensured that my financial information was safeguarded. The timely reminders and detailed statements helped me stay on top of my repayments, ensuring that I never missed a deadline. This level of attentiveness and customer care is truly commendable. Reviewed on: 31st July 2023

safety nest with PayPal

Whatever I buy I know the transaction is safe with PayPal Reviewed on: 31st July 2023

An amazing credit service

Paypal makes it easy to know how much we need to pay over time. And having 4 months of free interest makes Paypal my first choice when using credit. Reviewed on: 31st July 2023

Easy Peasy

I use use pay pal credit for all kinds of payments, holidays and on line purchases, especially useful is pay in 3 or 4 installment plans and occasionally 12 months interest free Well worth it for me Reviewed on: 31st July 2023

Helpful

PayPal credit has been a godsend it enables me to budget and purchase the things I want safely Reviewed on: 31st July 2023

PayPal credit card handy for new career starter.

PayPal credit has been handy and helpful as a immigrant starting career in UK. PayPal credit is very flexible easy to use. Reviewed on: 31st July 2023

Makes my life easy!

Makes my life so much easier, no need to complete a lengthy application like you do for a credit card. SO happy with PayPal credit and PayPal pay in 3 Reviewed on: 31st July 2023

4 months 0%

I very satisfied with this service. Thank you Reviewed on: 31st July 2023

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