Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

paypal

using so many years of service and never have complained about the company! Reviewed on: 2nd June 2023

Best ever

Best ever access for credit, 4 months easy pay Reviewed on: 2nd June 2023

Great company

Great company, I've used them for years and never a problem. Reviewed on: 2nd June 2023

Simple and reliable

Helpful and has good customer support service Reviewed on: 2nd June 2023

So safe! So secure!

Love the no interest for four months so helps when you need something fast. Washing machine, etc. Such a help. Reviewed on: 2nd June 2023

Excellent Way to Pay

With 4 whole months of interest free credit on purchases...whats not to like. Split the cost of your purchase over 4 months it makes budgeting easier and you never fall foul of standard interest rates. Paypal everytime. Reviewed on: 2nd June 2023

Safe and easy credit.

Want a no fuss credit experience where you can see your credit balance at a glance then look no further than PayPal. Clear easy to use app with email payment reminders or simply set up a direct debit, good interest rates and a no fuss approach then PayPal is the best choice. Reviewed on: 2nd June 2023

PayPal Credit

Always a great option to help spread the cost of my purchases during these hard Financial Times . Without PayPal credit I don’t know how I would have coped . It’s made life easier for me Reviewed on: 2nd June 2023

PayPal: A Game-Changing Payment Solution for eBay Shopping

I wanted to share my experience with PayPal and how it has significantly improved my eBay shopping. PayPal's integration with eBay and its interest-free payment plan in three installments have made it my top choice for online purchases. Here's why I highly recommend PayPal to all eBay enthusiasts: Smooth Transactions: PayPal makes the payment process incredibly easy. No more hassle of manually entering credit card details or worrying about the security of personal information. PayPal acts as a secure intermediary, ensuring that transactions are protected. Seamless Integration: PayPal seamlessly integrates with eBay, offering a convenient "Pay with PayPal" option during checkout. It takes just a few clicks to complete a purchase, saving time and effort. Flexible Payments: The option to pay in three interest-free installments is a standout feature of PayPal. This feature has been a game-changer for me, allowing me to manage my budget effectively and make purchases without immediate financial strain. Buyer Protection: PayPal is committed to protecting buyers. If any issues arise with a purchase, PayPal provides a reliable means for dispute resolution. Their customer service team is responsive and helpful, offering peace of mind when shopping on eBay. Wide Acceptance: PayPal is not limited to eBay but is accepted on various online platforms. This versatility means you can use PayPal for purchases beyond eBay, making it a comprehensive payment solution for all your online shopping needs. Mobile Accessibility: The PayPal mobile app is user-friendly and allows you to make purchases on the go. Whether using a smartphone or tablet, the app provides a secure and seamless payment experience, ensuring you never miss out on great deals. In conclusion, PayPal has truly transformed my eBay shopping experience. Its easy integration, interest-free installment option, buyer protection, and overall convenience make it the perfect payment solution for eBay enthusiasts. With PayPal, you can indulge in your shopping desires while maintaining financial control. I highly recommend using PayPal for all your eBay purchases, as it enhances the overall shopping experience and brings peace of mind to your transactions. Reviewed on: 2nd June 2023

Brilliant Product

The PayPal credit is a brilliant product offering extended interest free terms on large purchases. The app is so easy to use to manage you account and monitor spend, helping you to benefit from 0% offers. Reviewed on: 2nd June 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub