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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Love this

Love this it’s the best way to pay for your stuff on the net Reviewed on: 3rd June 2023

The easiest way to pay for your purchase

PayPal is the best thing that could happen to the online payment system. The PayPal credit is fantastic addition to the standard payment service that gives you great flexibility with repayments. Reviewed on: 3rd June 2023

Absolutely fantastic

I have been using PayPal credit that offers me 0% interest for 4 months on purchases over £99 for over 5 years now It's really been a wonderful and great innovation from the PayPal company that other.credit agencies can.benchmark PayPal credit purchases makes me shop online with a relaxed mimd.knowing fully well that I have enough time for repayment and.also being covered with their buyer protection I.highly recommend PayPal credit for consumers Reviewed on: 3rd June 2023

Great ways to pay

I think PayPal credit is great because if you buy something online you have the guarantee that if you have any problems they will help you get a refund. Plus if you buy something over £99 you can pay in 4 interest free payments. Really reliable & easy to manage I have been a customer for many years! Reviewed on: 3rd June 2023

Better than a credit card

Paypal works for most websites to pay. Having both a credit line attached with 4 months zero interest or the possibility to pay in 3 tranches, makes it a great product, especially in these times with rising interest with many bank products. Reviewed on: 3rd June 2023

Excellent and fair

Brilliant company, fair and quick responses to issues Reviewed on: 3rd June 2023

Easy to use

Easy to use, and great customer service Reviewed on: 3rd June 2023

Amazing benefits

Very rewarding had great experience! Thanks Reviewed on: 3rd June 2023

.money

PayPal is there to help when times are hard Reviewed on: 3rd June 2023

Spectacular service

Have used Paypal Credit for over 5 yrs and have found it easy to use, with an efficient and accessible app and website and it has helped me to improve my credit limit and manage my money better. Reviewed on: 3rd June 2023

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