Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Great

Used these guys for many different things and never had any problems. Reviewed on: 5th June 2023

PaypalCredit-A life saver

Paypal Pay in 3 and PaypalCredit has saved my financial bacon in so many ways both before and during the cost of living crisis. As a self emplyed professional it has enabled me to pay my annual professional membership without which I could not practice. I travel a lot and so cost of train tickets as well as larger personal purchases have been made super easy to manage using both facilities. Due to app ans the fact that it is well intergrated with many merchant platforms , the process of payment s fuss free.. I only hope they increase my credit balance or interest free payment period... . It has so far been a blessing. Reviewed on: 5th June 2023

Safe and secure protected payments

Couldn’t be happier using PayPal. Always feel protected with my swift online payments Reviewed on: 5th June 2023

Good for PayPal credit

Supported me while buying big furnitures through 0 % interest free for 4 months offer in PayPal credit for every £99 spend Reviewed on: 4th June 2023

PayPal Credit 0% for 4 months!

I think PayPal credit is a fantastic way to pay for things you’d find difficult to afford if you paid in one outright payment. So easy to do, it’s a click of a button and then pay it off as you want within your 0% time…easy peasy! ***** Reviewed on: 4th June 2023

fantastic

since started with it ages ago always good service Reviewed on: 4th June 2023

Easy to use

Easy to use, reliable, reputable app with decent offers on interest. Reviewed on: 4th June 2023

They are provide really nice and quick payment services

I have been impressed with paypal credit terms where they also offer 4 months free return period Reviewed on: 4th June 2023

Practical and secure way to make payments

Whenever I shop online I look for the PayPal logo and choose it over othe payment options. I have also use it to pay for products to be delivered to my relatives abroad. Reviewed on: 3rd June 2023

Pay pal is my best pal

Unlike real pals, PayPal never lets you down Reviewed on: 3rd June 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub