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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Spread the cost

PayPal credit is a great way to spread the cost of purchases over 4 months interest free for purchases over £99. Reviewed on: 31st July 2023

Very quick and easy to use

It's been a great benefit using this shopping online as it feels a lot safer than inputting my card details Reviewed on: 31st July 2023

Paypal reviews

It’s so straightforward and very reliable Reviewed on: 17th July 2023

Reliable and easy to access, easy to use.

I have a great trust in PayPal services and since started using them, never had any issues, Reviewed on: 17th June 2023

Helpful Credit

The credit balance and allowing me to pay after 4 months of 0% interest free credit really helped me with some anxiety that came along with upcoming payments. Reviewed on: 12th June 2023

Peace of mind while using online.

Money back guarantee and feel safe while using it online as they don't share your bank or card details. Reviewed on: 11th June 2023

excellent

I bought a lot of stuff and it was easy to pay Reviewed on: 10th June 2023

Perfect paypal

I love the app. I find it handy that it reminds me when I am due to make a payment. The pay over r is perfect of I find myself having a tight month financially and its perfect with 0% interest Reviewed on: 8th June 2023

4 months 0% credit

This has helped me out a lot when a cost comes in when you are not expecting it. Reviewed on: 5th June 2023

Paypal credit

I trust Paypal and easy to use and can pay over 4 months interest free for anything over £99.00 Reviewed on: 5th June 2023

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