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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal credit works.

I use PayPal credit large items, it's so easy to use & accepted all over the world.what more do you need? Reviewed on: 2nd June 2023

Pay pal credit interest free

Money management goiod helps me purchase items I need Reviewed on: 2nd June 2023

Very effective way to spread the cost.

I have always been worried about using credit providers due to hidden charges and small print.After learning about the Paypal credit option through the app, i gave it ago. I was approved quicky. I now use paypal for big spends mostly spreading the cost of hotel and travel. I like how easy it is, i know i much i owe and when to pay it off. I am happy with the option of spreading cost over 4 months. This is a promo offer and has been helpful when i have had multiple big ticket purchases. Its easy to pay off and any time ive needed support, paypals live chat has been great Reviewed on: 2nd June 2023

The best credit provider

By far the best credit provider on the market. Specially with the pay in 3 months with no interest. The application is very easy to use and very detailed. Reviewed on: 2nd June 2023

Will recommend again and again

I have always had a great experience with Paypal as payment method. It is safe and trustworthy. Will recommend it. Reviewed on: 2nd June 2023

Excellent

Not had any bother with paying foe for things with PayPal they have your back when things go wrong Reviewed on: 2nd June 2023

Fantastic Cridit

PayPal credit is the best and handy credit in all my online purchases. Reviewed on: 2nd June 2023

A Great Help In These Times

I'm so grateful to PayPal Credit especially in the present economic situation. It's able to offer a more manageable payment method without the worry of interest rates being slapped on top of the original cost of the product. It's able to give me a little breathing space to manage my payments in a favourable way. Reviewed on: 2nd June 2023

PayPal gets better and better

PayPal is the easiest credit company to pay with the app is great simple to use easy terms Love It Reviewed on: 2nd June 2023

Super

I really like that you get 4 months interest free if you buy anything over £99. Big help! Reviewed on: 2nd June 2023

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